Swain County property record for 30 Elliott Rd, Whittier, NC 28789
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,634 sqft · built 1965 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Oct 2007) |
| Tax Bill | $703 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 760403118882 |
| Primary APN | 760403118882 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,634 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,998 sqft (0.138 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 513183 |
|---|---|
| Street Address | 30 ELLIOTT RD |
| City | WHITTIER |
| State | NC |
| Zip | 28789-6322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 20-OR-4533-WHITTIER1 LT 4 |
| Legal Subdivision | WHITTIER |
| Legal Lot Number | 4 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 960302 |
30 Elliott Rd, a rural home, is owned by two individuals who bought it in October 2007.
Source: Swain County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 FORT WILDERNESS RD, WHITTIER, NC 28789-8364 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2007 · Amount on File |
| Deed Sale | Oct 3, 2007 · Amount on File |
| Deed Document Number | 20072786 |
| Deed Book / Page | 352 / 670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 30 ELLIOTT RD, WHITTIER, NC 28789-6322 |
| Document Number | 0000000700 |
| Book / Page | 552 / 925 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026700 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 30 ELLIOTT RD, WHITTIER, NC 28789-6322 |
| Document Number | 0000000700, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 552/925 |
| Instrument | 2026700 |
| Name | CHAMPION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 30 Elliott Rd was $703.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703.00 | $104,280 (-) Land $14,680 Building $89,600 | |
| 2025 | $703.00 | $104,280 Land $14,680 Building $89,600 | $104,280 Land $14,680 Building $89,600 |
| 2023 | Additional exemption filed | $104,280 Land $14,680 Building $89,600 | $104,280 Land $14,680 Building $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Elliott Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Nearby Flood Policies | 24 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Elliott Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITTIER SANITARY DISTRICT serves 252 people · EPA ID NC0187020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
May also be available: BalsamWest FiberNET.
5G (outdoors only) and 4G LTE
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