Polk County property record for 30 Cole Ln, Rutherfordton, NC 28139 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 868 sqft · built 1992 |
| Lot Size | 4.29 acres (187,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (May 2017) |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P124-53 |
| Primary APN | P124-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 868 sqft Finished Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 187,264 sqft (4.29 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55041 |
|---|---|
| Street Address | 30 COLE LN |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.29 ACRES, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 920101 |
Source: Polk County records · APN P124-53
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 30 COLE LN, RUTHERFORDTON, NC 28139-6844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on Record |
| Deed Sale | May 17, 2017 · Amount on Record |
| Prior Sale | May 01, 2007 · Amount on Record |
| Deed Document Number | 0004261541 |
| Deed Book / Page | 426 / 1541 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 17, 2017 |
| Property Address | 30 COLE LN, RUTHERFORDTON, NC 28139-6844 |
| Document Number | 00426/1541 |
| Book / Page | 426 / 1541 |
| Instrument Date | May 15, 2017 |
| Instrument | 004647580003 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 COLE LN, RUTHERFORDTON, NC 28139-6844 |
| Document Number | 00426/1544 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 426/1544 |
| Instrument | 004647590014 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (+12.12%) | $353,486 (+34.66%) Land $86,134 Building $267,352 | $353,486 (+34.66%) Land $86,134 Building $267,352 |
| 2023 | $1,675.00 | $262,509 Land $62,990 Building $199,519 | |
| 2021 | $262,509 Land $62,990 Building $199,519 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Uniti Group | DSL | 200 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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