30 Cliffs Above Contest, Sagle, ID 83860 Property Records

Bonner County property record for 30 Cliffs Above Contest, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,560 sqft · built 2020
Lot Size	5.1 acres (222,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,450 (Jun 2021)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP038600010010A`

Property Details

APN / Parcel Number

Primary APN	`RP038600010010A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,560 sqft Finished Area
1st Floor Area	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	222,287 sqft (5.1 acres)
Garage Type	Detached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	30 CLIFFS ABOVE CONTEST
City	SAGLE
State	ID
Zip	83860-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	24-57N-2W CEDAR MOUNTAIN BLK 1 LOT 1 ESTATES
Legal Range	02W
Legal Township	57N
Legal Section	24
Legal Subdivision	CEDAR MOUNTAIN
Legal Block	1
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1006
Census Tract	950901

Owner

Source: Bonner County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jun 19, 2020	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK
Sep 27, 2019	Warranty Deed, Transfer TITLE ONE
Feb 16, 2018	Warranty Deed, Transfer ALLIANCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2021984570
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0000984570
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003

Mortgage

Document Number	0001000343
Date	Feb 8, 2022
Instrument	1000343

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 7, 2021
Property Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Document Number	0000984570
Map Reference	MB 10 PG 188
Instrument Date	Jun 1, 2021
Instrument	984570
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003

Mortgage

Document Number	0000984571
Date	Jun 7, 2021
Instrument	984571

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 19, 2020
Property Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Document Number	0000959388
Map Reference	MB 10 PG 188
Instrument Date	Jun 15, 2020
Instrument	959388
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003

Mortgage

Document Number	0000959389
Date	Jun 19, 2020
Instrument	959389

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 27, 2019
Property Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Document Number	0000945886
Map Reference	MB 10 PG 188
Instrument Date	Sep 25, 2019
Instrument	945886
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 SAM HOUSTON CIR, FORT COLLINS, CO 80526-4261

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 16, 2018
Property Address	30 CLIFFS ABOVE CONTEST, SAGLE, ID 83860-4003
Document Number	0000918108
Map Reference	MB10 PG188
Instrument Date	Feb 14, 2018
Instrument	918108
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	195 BAY DR, SAGLE, ID 83860-8821

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00	$1,061,795 (+12.16%) Land $551,268 Building $510,527	$1,061,795 (+12.16%) Land $551,268 Building $510,527
2025	$3,904.00 (+11.96%)	$946,645 (+21.63%) Land $531,768 Building $414,877	$946,645 (+21.63%) Land $531,768 Building $414,877
2023	$3,487.00	$778,293 Land $401,964 Building $376,329	$778,293 Land $401,964 Building $376,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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