30 Clear Sail Way, Nebo, NC 28761 Property Records

McDowell County property record for 30 Clear Sail Way, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,940 sqft · built 2021
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jul 2019)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1734-00-01-4809`

Property Details

APN / Parcel Number

Primary APN	`1734-00-01-4809`
Alternative APN	`70491`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,940 sqft Heated Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,359 sqft (1.73 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70491
Street Address	30 CLEAR SAIL WAY
City	NEBO
State	NC
Zip	28761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 THE PENINSULA 1.730 AC PB 27 PG 6
Legal Subdivision	PENINSULA/LK JAMES PH 1
Legal Lot Number	62
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	2
Census Block	2079
Census Tract	970102

Owner

30 Clear Sail Way is owned by two individuals who bought it in July 2019.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1016 MUIRFIELD AVE, CLEMMONS, NC 27012-8991
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Deed Document Number	0001281321
Deed Book / Page	1281 / 321
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	30 CLEAR SAIL WAY, NEBO, NC 28761-0280
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013220025
Date	Sep 10, 2020
Book Page	1322/25
Instrument	2020004570

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 29, 2019
Property Address	30 CLEAR SAIL WAY, NEBO, NC 28761-0280
Document Number	0012810321
Book / Page	001281 / 000321
Instrument Date	Jun 7, 2019
Instrument	3527
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	GRIMM PARALEGAL SERVICES, GRIMM PARALEGAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 MUIRFIELD AVE CLEMMONS NC 270128991, CLEMMONS, NC 27012-8991

Mortgage

Document Number	12810326
Date	Jul 29, 2019
Book Page	001281/000326
Instrument	3528

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	SWANSEA, SC 29160-0097

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 30 Clear Sail Way was $6,368.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00	$912,410 Land $250,000 Building $662,410
2023	$6,368.00	$912,410 Land $250,000 Building $662,410	$912,410 Land $250,000 Building $662,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Clear Sail Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2020–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Clear Sail Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE only, no 5G reported

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