Kenton County property record for 30 Clay St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,572 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2021) |
| Tax Bill | $2,835 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-04-016.00 |
| Primary APN | 015-10-04-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Finished Area |
| Gross Area | 2,316 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 182 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 30 CLAY ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER LOT 23 |
| Legal Subdivision | ERLANGER PROPER |
| Legal Lot Number | 23 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
30 Clay St is owned and occupied by two individuals who bought it in April 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 CLAY ST, ERLANGER, KY 41018-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Survivorship Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 9, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on File |
| Deed Sale | Apr 21, 2021 · Amount on File |
| Prior Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 20215900001 |
| Deed Book / Page | 85 / 812 |
| Prior Transfer Date | Mar 2, 2004 |
| Prior Transfer Doc | 0304059002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 21, 2021 |
| Property Address | 30 CLAY ST, ERLANGER, KY 41018-1710 |
| Document Number | 0005900001 |
| Book / Page | 85 / 812 |
| Map Reference | MB 47 PG 641 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 21042105900001 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 448 MARIAN LN APT 5, 5, FLORENCE, KY 41042-4455 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 30 CLAY ST, ERLANGER, KY 41018-1710 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900002 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 21042105900002 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 9, 2018 |
| Property Address | 30 CLAY ST, ERLANGER, KY 41018-1710 |
| Document Number | 0000000214 |
| Book / Page | 0C6330 / 000306 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 214 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 30 CLAY ST ERLANGER KY 410181710, ERLANGER, KY 41018-1710 |
| Document Number | 215 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 0C6330/000309 |
| Instrument | 215 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2048 |
The 2025 property tax bill for 30 Clay St was $2,835.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,000 (-) Land $25,000 Building $190,000 | $215,000 (-) Land $25,000 Building $190,000 | |
| 2025 | $2,835.00 | $215,000 Land $25,000 Building $190,000 | $215,000 Land $25,000 Building $190,000 |
| 2023 | $2,792.00 | $215,000 Land $25,000 Building $190,000 | $215,000 Land $25,000 Building $190,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 30 Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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