Otsego County and Oneonta City property record for 30 Church St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,976 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Mar 2025) |
| Tax Bill | $3,552 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Line of Credit May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-3-18 |
| Primary APN | 361200 300.5-3-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| 1st Floor Area | 988 sqft |
| 2nd Floor Area | 988 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 69 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 260 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0676 |
|---|---|
| Street Address | 30 CHURCH ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1729 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 130 |
| Legal Block | 3 |
| Legal Lot Number | 18.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 590900 |
30 Church St, a duplex, is owned by an individual who bought it in March 2025.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 DEXTER RD, YONKERS, NY 10710-2813 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2021 | Grant Deed, Transfer · Line of Credit WAYNE BK |
| May 22, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Prior Sale | May 22, 2017 · Amount on File |
| Deed Document Number | 20251139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 5, 2021 |
| Property Address | 30 CHURCH ST, ONEONTA, NY 13820-1729 |
| Document Number | 0000000039 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 39 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | RIVER CITY ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 MARKET ST ONEONTA NY 138202655, ONEONTA, NY 13820-2655 |
| Document Number | 40 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 40 |
| Name | WAYNE BK |
|---|---|
| Type | Bank |
| Address | HONESDALE, PA 18431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 42, |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 42 |
| Name | MONIKA PLUTA |
|---|---|
| Address | 3146 STATE HIGHWAY 23, WEST ONEONTA, NY 13861 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Jan 4, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 22, 2017 |
| Property Address | 30 CHURCH ST, ONEONTA, NY 13820-1729 |
| Document Number | 0000002317 |
| Instrument Date | May 18, 2017 |
| Instrument | 2317 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3146 STATE HIGHWAY 23 WEST ONEONTA NY 13861, WEST ONEONTA, NY 13861 |
The 2026 property tax bill for 30 Church St was $3,552, up 2.6% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,552.00 (+2.63%) | ||
| 2025 | $3,461.00 | $90,000 Land $9,600 Building $80,400 | $126,761 Land $13,521 Building $113,240 |
| 2023 | $90,000 Land $9,600 Building $80,400 | $111,111 Land $11,852 Building $99,259 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 30 Church St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Church St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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