30 Catnip Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 30 Catnip Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$6,461 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Jun 2022 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7579-91-7078`

Property Details

APN / Parcel Number

Primary APN	`7579-91-7078`
Alternative APN	`169337`

Exterior

Lot Area	479,160 sqft (11 acres)
Garage Area	1,296 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	30 CATNIP RD
City	CULLOWHEE
State	NC
Zip	28723-2577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 62 CROSS CK EST
Legal Subdivision	CROSS CK EST
Legal Lot Number	62
Jurisdiction	JACKSON NC
Township / Civil Division	CANEY FORK
Census Block Group	2
Census Block	2022
Census Tract	950700

Owner

30 Catnip Rd is owned by two individuals who bought it in January 2020.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3005 BRONWOOD PL, LANCASTER, SC 29720-0182
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Jun 27, 2022	Re-recorded Document
Jun 27, 2022	Re-recorded Document
Apr 18, 2022	Warranty Deed, Transfer
Jan 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Deed Book / Page	2260 / 373
Prior Transfer Date	Feb 26, 2019
Prior Transfer Doc	0022321482
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	30 CATNIP RD, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BRONWOOD PL, LANCASTER, SC 29720-0182

Mortgage

Document Number	0023371450
Date	Jun 27, 2022
Book Page	2337/1450

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JACKSON NC
Recording Date	Jun 27, 2022
Property Address	30 CATNIP RD, CULLOWHEE, NC 28723
Document Number	0023371410
Book / Page	2337 / 1410
Map Reference	CAB 6 SL 903
Instrument Date	Jun 27, 2022
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 WATAUGA RD, 1300, FRANKLIN, NC 28734-2330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BRONWOOD PL, LANCASTER, SC 29720-0182

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JACKSON NC
Recording Date	Jun 27, 2022
Property Address	30 CATNIP RD, CULLOWHEE, NC 28723
Document Number	0023371415
Book / Page	2337 / 1415
Map Reference	MB 2260 PG 373
Instrument Date	Jun 27, 2022
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 BRONWOOD PL, 3005, LANCASTER, SC 29720-0182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BRONWOOD PL, LANCASTER, SC 29720-0182

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 18, 2022
Property Address	30 CATNIP RD, CULLOWHEE, NC 28723
Document Number	0023320698
Book / Page	2332 / 698
Map Reference	MB 2260 PG 373
Instrument Date	Apr 13, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 BRONWOOD PL, 3005, LANCASTER, SC 29720-0182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 BRONWOOD PL, LANCASTER, SC 29720-0182

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 31, 2020
Property Address	30 CATNIP RD, CULLOWHEE, NC 28723
Document Number	0022600373
Book / Page	002260 / 000373
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3005 BRONWOOD PL LANCASTER SC 297200182, LANCASTER, SC 29720-0182

Tax Assessment & Valuation

The 2025 property tax bill for 30 Catnip Rd was $6,461.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,707,633 (+0.43%) Land $276,340 Building $1,431,293
2025	$6,461.00	$1,700,283 Land $276,340 Building $1,423,943
2023	$1,409.00	$370,900 Land $194,500 Building $176,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30 Catnip Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Catnip Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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