30 Carnaby Close, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 30 Carnaby Close, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 1986
Lot Size	0.035 acres (1,518 sqft)
Owner	2 Trust Names on File
Last Sale	$140,000 (Aug 2001)
Tax Bill	$6,295 (2025)
Deeds & Mortgages	Oct 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 00164-01-00001-51-C1000`

Property Details

APN / Parcel Number

Primary APN	`21 00164-01-00001-51-C1000`
Alternative APNs	`21001640001000010051 C1000` `21-00164-01-00001-51` `06509051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	1,518 sqft (0.035 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	06509051
Street Address	30 CARNABY CLOSE
City	HOWELL
State	NJ
Zip	07731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	SURREY DOWNS UNIT G-2
Legal Subdivision	SURREY DOWNS CONDO
Legal Block	164.1
Legal Lot Number	1.51
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1027
Census Tract	811101

Owner

30 Carnaby Close is owner-occupied and held in a trust since October 2025.

Source: Monmouth County and Howell Township records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	30 CARNABY CLOSE, FREEHOLD, NJ 07728-3804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2001 · Amount on File
Deed Sale	Aug 29, 2001 · Amount on File
Prior Sale	Aug 29, 2001 · Amount on File
Deed Book / Page	8047 / 5622
Last Transfer Date	Oct 1, 2025
Transfer Doc	0097609775
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 15, 2025
Property Address	30 CARNABY CLOSE, FREEHOLD, NJ 07728-3804
Document Number	0097609775
Book / Page	9760 / 9775
Instrument Date	Oct 1, 2025
Instrument	2025082222
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	TITLE FAX, TITLEMAX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 CARNABY CLOSE, HOWELL, NJ 07731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	30 CARNABY CLOSE, HOWELL, NJ 07731

Mortgage

Document Number	2025082223
Date	Oct 15, 2025
Instrument	2025082223

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	678 Months
Due	Apr 17, 2082

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 30 Carnaby Close was $6,295, up 12.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,000 (+5.7%) Land $260,000 Building $133,000	$393,000 (+5.7%) Land $260,000 Building $133,000
2025	$6,295.00 (+12.69%)	$371,800 Land $240,000 Building $131,800	$371,800 Land $240,000 Building $131,800
2024	$5,586.00 (+7.28%)
2023	$5,207.00 (+8.1%)	$284,400 Land $158,000 Building $126,400	$284,400 Land $158,000 Building $126,400
2022	$4,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Carnaby Close in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Carnaby Close is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20