30 Cardinal Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 30 Cardinal Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,674 sqft · built 1989
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2026)
Tax Bill	$1,206 (2018)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099M-F-003.00`

Property Details

APN / Parcel Number

Primary APN	`099M-F-003.00`
Alternative APNs	`01099MF099M00300` `018099M F 00300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,674 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	2,674 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	214 ft deep x 119 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	78 sqft
Deck Area	150 sqft
Patio Area	980 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	30 CARDINAL LOOP
City	CROSSVILLE
State	TN
Zip	38555-5899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLIDAY HILLS PB 2 PG 27 LOT 131 119 X 214 IRR
Legal Subdivision	HOLIDAY HILLS
Legal Lot Number	131
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	3
Census Block	3020
Census Tract	970601

Owner

30 Cardinal Loop is owned and occupied by two individuals who bought it in July 2026.

Source: Cumberland County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF PUTNAM COUNTY
Apr 17, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20269719
Deed Book / Page	1753 / 2913
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jul 16, 2026
Property Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899
Document Number	0000009719
Book / Page	1753 / 2913
Instrument Date	Jul 15, 2026
Instrument	20269719
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	PARAMOUNT TITLE SERVICES LLC, PARAMOUNT TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,113.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899

Mortgage

Document Number	0000009720,
Date	Jul 16, 2026
Instrument	20269720

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011442
Date	Jul 25, 2022
Book Page	1650/2462
Instrument	22011442

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	POINTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010469
Date	Sep 5, 2017
Book Page	1509/0640
Instrument	17010469

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 17, 2020
Property Address	30 CARDINAL LOOP, CROSSVILLE, TN 38555-5899
Document Number	0000004206
Book / Page	001574 / 000888
Instrument Date	Apr 16, 2020
Instrument	4206
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 CARDINAL LOOP CROSSVILLE TN 385555899, CROSSVILLE, TN 38555-5899

Mortgage

Document Number	4207
Date	Apr 17, 2020
Book Page	001574/000890
Instrument	4207

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,025 Land $5,000 Building $89,025	$376,100 Land $20,000 Building $356,100
2023		$94,025 (-) Land $5,000 Building $89,025
2022		$94,025 Land $5,000 Building $89,025	$376,100 (-) Land $20,000 Building $356,100
2021			$376,100 Land $20,000 Building $356,100
2018	$1,206.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30 Cardinal Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Cardinal Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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