30 Bernard Rd, Rocky Mount, VA 24151 Property Records

Franklin County property record for 30 Bernard Rd, Rocky Mount, VA 24151

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,241 sqft · built 2005
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,500 (Apr 2024)
Tax Bill	$911 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202 00-058 00`

Property Details

APN / Parcel Number

Primary APN	`202 00-058 00`
Alternative APN	`42024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	1,341 sqft
1st Floor Area	1,241 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,852 sqft (0.318 acres)
Driveway	Concrete Driveway
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	42024
Street Address	30 BERNARD RD
City	ROCKY MOUNT
State	VA
Zip	24151-6733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	VILLA HEIGHTS LOT 7 PHASE 1 TOWNHOUSE
Legal Subdivision	VILLA HEIGHTS
Legal Phase	1
Legal Lot Number	7
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2009
Census Tract	20400

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 BERNARD RD, ROCKY MOUNT, VA 24151-6733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed, Transfer · Conventional Mortgage LOWER LLC
Jan 25, 2023	Deed, Transfer · Conventional Mortgage VIRGINIA CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Jan 25, 2023 · Amount on Record
Deed Document Number	20242038
Deed Book / Page	1211 / 1935
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 11, 2024
Property Address	30 BERNARD RD, ROCKY MOUNT, VA 24151-6733
Document Number	0012111935
Book / Page	1211 / 1935
Map Reference	MB 911 PG 1387
Instrument Date	Mar 6, 2024
Instrument	240002038
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 BERNARD RD, ROCKY MOUNT, VA 24151-6733

Mortgage

Document Number	0240002039
Date	Apr 11, 2024
Instrument	240002039

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 25, 2023
Property Address	30 BERNARD RD, ROCKY MOUNT, VA 24151-6733
Document Number	0011942335
Book / Page	1194 / 2335
Map Reference	MB 880 PG 540&541
Instrument Date	Jan 11, 2023
Instrument	230000403
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 BERNARD RD, ROCKY MOUNT, VA 24151-6733

Mortgage

Document Number	0230000404
Date	Jan 25, 2023
Instrument	230000404

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Municipality	Rocky Mount Town
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (+1.79%)	$211,900 (+44.35%) Land $28,000 Building $183,900	$211,900 (+44.35%) Land $28,000 Building $183,900
2023	$895.00	$146,800 (-) Land $25,000 Building $121,800	$146,800 (-) Land $25,000 Building $121,800
2022		$146,800 Land $25,000 Building $121,800	$146,800 Land $25,000 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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