3 Zetta Dr, Washington, MO 63090 Property Records

Franklin County property record for 3 Zetta Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,416 sqft · built 1970
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$448,200 (Sep 2020)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-6-24.0-3-004-022.000`

Property Details

APN / Parcel Number

Primary APN	`10-6-24.0-3-004-022.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,424 sqft (0.4 acres)
Patio Area	390 sqft

Location & Zoning

Street Address	3 ZETTA DR
City	WASHINGTON
State	MO
Zip	63090-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 NORTHRIDGE
Legal Range	1W
Legal Township	44N
Legal Section	24
Legal Subdivision	NORTHRIDGE (LOC 10)
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	800201

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 ZETTA DR, WASHINGTON, MO 63090-3618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON
Sep 30, 2020	Warranty Deed, Transfer DAS ACQUISITION
May 27, 2020	Deed of Trust, Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	202016517
Last Transfer Date	Oct 22, 2024
Transfer Doc	0002412431
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3 ZETTA DR, WASHINGTON, MO 63090-3618
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303218
Date	Mar 21, 2023
Instrument	2303218

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 16, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 30, 2020
Property Address	3 ZETTA DR, WASHINGTON, MO 63090-3618
Document Number	0000016517
Instrument Date	Sep 29, 2020
Instrument	16517
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ZETTA DR WASHINGTON MO 630903618, WASHINGTON, MO 63090-3618

Mortgage

Document Number	16518
Date	Sep 30, 2020
Instrument	16518

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	3 ZETTA DR, WASHINGTON, MO 63090-3618
Document Number	0000008134
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3 ZETTA DR WASHINGTON MO 630903618, WASHINGTON, MO 63090-3618

Mortgage

Document Number	0000008134
Date	Jun 1, 2020
Instrument	8134

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+4.88%)	$57,035 (+6.73%)	$300,180 (+6.73%) Land $35,350 Building $264,830
2023	$3,033.00 (+4.26%)	$53,440	$281,260 Land $35,350 Building $245,910
2022	$2,909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–1995)
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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