3 Yager St, Binghamton, NY 13901 Property Records

Broome County and Binghamton City property record for 3 Yager St, Binghamton, NY 13901

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,288 sqft · built 1880
Lot Size	0.182 acres (7,930 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Apr 2012)
Tax Bill	$6,661 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
APN	`030200 144.51-3-20`

Property Details

APN / Parcel Number

Primary APN	`030200 144.51-3-20`
Alternative APNs	`020014405100030200000000` `00001313250`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Total Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,930 sqft (0.182 acres)
Lot Dimensions	130 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001313250
Street Address	3 YAGER ST
City	BINGHAMTON
State	NY
Zip	13901-2129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	YES
Legal Subdivision	CLINTON & MELCHERS PATENT
Legal Block	3
Legal Lot Number	20.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	1
Census Block	1004
Census Tract	400

Owner

3 Yager St, a duplex, is owned and occupied by two individuals who bought it in April 2012.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 YAGER ST, BINGHAMTON, NY 13901-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2012 · Amount on File
Deed Sale	Apr 24, 2012 · Amount on File
Deed Document Number	201217964
Deed Book / Page	2373 / 143
Prior Transfer Date	Feb 20, 2003
Prior Transfer Doc	2024000311
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Recording Date	Jul 14, 2026
Property Address	3 YAGER ST, BINGHAMTON, NY 13901-2129
Document Number	0000019594
Book / Page	4268 / 1302
Instrument Date	Jul 2, 2026
Instrument	202619594
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 YAGER ST, BINGHAMTON, NY 13901-2129

Mortgage

Document Number	0000019594,
Date	Jul 14, 2026
Book Page	4268/1302
Instrument	202619594

Lender

Name	EMPOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3 Yager St was $6,661 with a homeowner's exemption, up 51.5% from the year before.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,661.00 (+51.46%) Homeowner's exemption
2025	$4,398.00 (+2.21%) Homeowner's exemption	$67,000 Land $8,500 Building $58,500	$127,900 Land $16,226 Building $111,674
2024	$4,303.00
2023		$67,000 Land $8,500 Building $58,500	$106,349 Land $13,492 Building $92,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Yager St; there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2011–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Yager St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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