Union County and Scotch Plains Township property record for 3 Wright St, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 3,612 sqft · built 2008 |
| Lot Size | 0.384 acres (16,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Jun 2009) |
| Tax Bill | $23,724 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-16202-0000-00001-02 |
| Primary APN | 16-16202-0000-00001-02 |
|---|---|
| Alternative APN |
|
| Building Area | 3,612 sqft Living Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 16,727 sqft (0.384 acres) |
| Street Address | 3 WRIGHT ST |
|---|---|
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16202 |
| Legal Lot Number | 1.2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 38602 |
Source: Union County and Scotch Plains Township records · APN 16-16202-0000-00001-02
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROMISEONE BK |
| May 24, 2019 | Loan Modification, Mortgage · Conventional Mortgage FULTON BK NA |
| Mar 01, 2019 | Deed of Trust, Mortgage · Line of Credit FULTON BK/NJ |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2009 · Amount on Record |
| Deed Sale | Jun 05, 2009 · Amount on Record |
| Prior Sale | Oct 05, 2007 · Amount on Record |
| Deed Document Number | 2009205332 |
| Deed Book / Page | 5765 / 823 |
| Prior Transfer Date | Aug 30, 2006 |
| Prior Transfer Doc | 0056260969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0152632731 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 15263/2731 |
| Instrument | 41765 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | EDISON, NJ 08820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0146210917 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | LT NATIONAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 WRIGHT ST SCOTCH PLAINS NJ 070762738, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0146210917 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 014621/000917 |
| Instrument | 682421 |
| Name | PROMISEONE BK |
|---|---|
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 25, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0146152113 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 WRIGHT ST SCOTCH PLAINS NJ 070762738, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0146152113 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 014615/002113 |
| Instrument | 681365 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 WRIGHT ST, SCOTCH PLAINS, NJ 07076-2738 |
| Document Number | 0145430361 |
| Instrument Date | Mar 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 WRIGHT ST SCOTCH SCOTCH PLAINS NJ 07076, SCOTCH PLAINS, NJ 07076 |
| Document Number | 0145430361 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 014543/000361 |
| Instrument | 670798 |
| Name | FULTON BK/NJ |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Scotch Plains Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,100 (-) Land $32,700 Building $159,400 | $192,100 (-) Land $32,700 Building $159,400 | |
| 2025 | $23,724.00 (+4.95%) | $192,100 (-) Land $32,700 Building $159,400 | $192,100 (-) Land $32,700 Building $159,400 |
| 2024 | $22,606.00 (+4.28%) | ||
| 2023 | $192,100 Land $32,700 Building $159,400 | $192,100 Land $32,700 Building $159,400 | |
| 2022 | $21,678.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1978–2025) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 214 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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