3 Winterset Ln, Simsbury, CT 06070 Property Records

Simsbury Town property record for 3 Winterset Ln, Simsbury, CT 06070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 1978
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2021)
Tax Bill	$13,176 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31695750`

Property Details

APN / Parcel Number

Primary APN	`31695750`
Alternative APN	`SIMS M:G07 B:103 L:54`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Basement Area	1,528 sqft
Unfinished Basement	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	31695750
Street Address	3 WINTERSET LN
City	SIMSBURY
State	CT
Zip	06070-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40OS
Legal Block	103
Legal Lot Number	54
Jurisdiction	SIMSBURY CT
Township / Civil Division	SIMSBURY
Census Block Group	4
Census Block	4004
Census Tract	466300

Owner

Source: Simsbury Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WINTERSET LN, SIMSBURY, CT 06070-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Jun 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FREDERICK V OCONNOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Nov 30, 2001 · Amount on Record
Deed Book / Page	982 / 992
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMSBURY CT
Property Address	3 WINTERSET LN, SIMSBURY, CT 06070-1720
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000999-785
Date	Apr 29, 2022
Book Page	999/785

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMSBURY CT
Property Address	3 WINTERSET LN, SIMSBURY, CT 06070-1720
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00995-1031
Date	Jan 21, 2022
Book Page	995/1031

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SIMSBURY CT
Recording Date	Jun 15, 2021
Property Address	3 WINTERSET LN, SIMSBURY, CT 06070-1720
Document Number	000982-992
Book / Page	982 / 992
Instrument Date	Jun 14, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 WINTERSET LN, SIMSBURY, CT 06070-1720

Mortgage

Document Number	0000982995
Date	Jun 15, 2021
Instrument	982/995

Lender

Name	FREDERICK V OCONNOR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Simsbury Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Simsbury Town
Unified School District	Simsbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,176.00	$385,700 (+2.59%) Land $98,000 Building $287,700	$269,990 Land $68,600 Building $201,390
2024	$13,176.00 (+10.14%)
2023	$11,963.00 (+8.25%)	$375,970 (+31.43%) Land $98,000 Building $277,970
2022	$11,051.00	$286,070 Land $101,500 Building $184,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-SIMSBURY REGIONAL private · serves 14,691 people · EPA ID CT1280021
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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