3 Winterhaven Dr, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 3 Winterhaven Dr, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,368 sqft · built 1988
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2026)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Mar 2024 Refinance May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORON M:19-001 L:1`

Property Details

APN / Parcel Number

Primary APN	`ORON M:19-001 L:1`
Alternative APNs	`ORON M:019-001 L:001` `M:019=001 L:001` `1022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,200 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1022
Old Parcel Number	ORON M:019-001 L:001
Street Address	3 WINTERHAVEN DR
City	ORONO
State	ME
Zip	04473-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1005
Census Tract	6200

Owner

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 STILLWATER AVE, OLD TOWN, ME 04468-1437
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
May 19, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Book / Page	17876 / 18
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	3 WINTERHAVEN DR, ORONO, ME 04473-3679
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170990034
Date	Mar 25, 2024
Book Page	17099/34
Instrument	6199

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORONO ME
Recording Date	May 19, 2026
Property Address	3 WINTERHAVEN DR, ORONO, ME 04473-3679
Document Number	0178760018
Book / Page	17876 / 18
Instrument Date	May 12, 2026
Instrument	202612244
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 STILLWATER AVE, OLD TOWN, ME 04468-1437

Mortgage

Date	May 19, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,937.00 (+1.7%)	$348,600 (+9.11%) Land $55,300 Building $293,300
2024	$6,821.00 (+0.34%)	$319,500 (+9.98%) Land $50,700 Building $268,800
2023	$6,798.00 (-1.68%)	$290,500 (-) Land $46,100 Building $244,400	$440,230
2022	$6,914.00	$290,500 Land $46,100 Building $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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