3 Winter St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 3 Winter St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,223 sqft · built 1870
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2024)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2023 Refinance + 1 more
APN	`WINC M:5A3 B:0 L:55`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5A3 B:0 L:55`
Alternative APN	`WCDN M:5A3 B:0 L:55`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,223 sqft Living Area
Gross Area	2,450 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 WINTER ST
City	WINCHENDON
State	MA
Zip	01475-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	55
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1010
Census Tract	701102

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WINTER ST, WINCHENDON, MA 01475-1224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Quit Claim Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE P KIRITSY PC
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LOAN FND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	202449837
Deed Book / Page	70694 / 89
Transfer Doc	052589-123
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Oct 13, 2023
Property Address	3 WINTER ST, WINCHENDON, MA 01475-1224
Document Number	069758-251
Book / Page	69758 / 251
Instrument Date	Oct 13, 2023
Instrument	85659
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HOLIDAY LN, LANCASTER, MA 01523-4960

Mortgage

Document Number	0000085660
Date	Oct 13, 2023
Instrument	85660

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	3 WINTER ST, WINCHENDON, MA 01475-1224
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069488-108
Date	Aug 7, 2023
Book Page	69488/108
Instrument	64561

Lender

Name	GEORGE P KIRITSY PC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	3 WINTER ST, WINCHENDON, MA 01475-1224
Document Number	58981-271
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WINTER ST WINCHENDON MA 014751224, WINCHENDON, MA 01475-1224

Mortgage

Document Number	58981-271
Date	Jun 21, 2018
Book Page	058981/000271
Instrument	61581

Lender

Name	LOWELL CMNTY LOAN FND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+3.91%)	$235,100 (+10.9%) Land $36,600 Building $198,500	$401,755 (+1.08%)
2024	$2,658.00 (-4.59%)	$212,000 (+1.97%) Land $33,200 Building $178,800	$397,480
2023	$2,786.00	$207,900 Land $31,600 Building $176,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Winter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures