York County and Biddeford City property record for 3 Winter Garden, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,706 sqft · built 1988 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,600 (Jul 2015) |
| Tax Bill | $6,052 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Apr 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:35 L:61 |
| Primary APN | BIDD M:35 L:61 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,706 sqft Living Area |
| Gross Area | 5,038 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 1,012 sqft |
| Unfinished Basement | 1,012 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 WINTER GDN |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 61 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 25205 |
3 Winter Garden is owned and occupied by two individuals who acquired it in January 2024.
Source: York County and Biddeford City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC REGIONAL FCU |
| Jan 23, 2017 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on File |
| Deed Sale | Jul 17, 2015 · Amount on File |
| Prior Sale | Oct 6, 2009 · Amount on File |
| Deed Document Number | 201528132 |
| Deed Book / Page | 17058 / 849 |
| Last Transfer Date | Jan 17, 2024 |
| Transfer Doc | 0193770740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jan 19, 2024 |
| Property Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Document Number | 0193770740 |
| Book / Page | 19377 / 740 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024001769 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192230263 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 19223/263 |
| Instrument | 2023009858 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174090037 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 17409/0037 |
| Instrument | 2017003188 |
| Name | FREEDOM MORTGAGE CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 3 WINTER GDN, BIDDEFORD, ME 04005-3565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187630737 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 18763/737 |
| Instrument | 2021046214 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 3 Winter Garden was $6,052, up 6.3% from the year before.
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,052.00 (+6.34%) | $405,100 (+1.22%) Land $147,600 Building $257,500 | |
| 2024 | $5,691.00 (+9.13%) | $400,200 (+0.68%) Land $147,600 Building $252,600 | |
| 2023 | $5,215.00 (-0.44%) | $397,500 (+24.53%) Land $144,900 Building $252,600 | $501,790 |
| 2022 | $5,238.00 | $319,200 Land $81,700 Building $237,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Winter Garden in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Winter Garden is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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