3 Winners Cir, Durham, NC 27713 Property Records

Durham County property record for 3 Winners Cir, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,369 sqft · built 2012
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jun 2019)
Tax Bill	$8,563 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0707-86-6175`

Property Details

APN / Parcel Number

Primary APN	`0707-86-6175`
Alternative APNs	`0707-86-61-7540` `209859`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,369 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 WINNERS CIR
City	DURHAM
State	NC
Zip	27713-7256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	KEENELAND MANOR/LT#03 PL:000181-000125
Legal Subdivision	KEENELAND MANOR
Legal Lot Number	3
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2028
Census Tract	2019

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WINNERS CIR, DURHAM, NC 27713-7256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Jun 10, 2019	Warranty Deed, Transfer · ARM FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Aug 20, 2012 · Amount on Record
Deed Document Number	201919329
Deed Book / Page	8675 / 766
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WINNERS CIR, DURHAM, NC 27713-7256
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096420974
Date	Mar 16, 2022
Book Page	9642/974
Instrument	2022011214

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 10, 2019
Property Address	3 WINNERS CIR, DURHAM, NC 27713-7256
Document Number	0086750766
Book / Page	8675 / 766
Map Reference	MB 181 PG 123-133
Instrument Date	Jun 6, 2019
Instrument	2019019329
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WINNERS CIR, DURHAM, NC 27713-7256

Mortgage

Document Number	2019019330
Date	Jun 10, 2019
Instrument	2019019330

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,563.00 (+3.79%)	$1,236,484 (-) Land $306,000 Building $930,484	$1,236,484 (-) Land $306,000 Building $930,484
2025	$8,250.00 (+9.45%)	$1,236,484 (+53.2%) Land $306,000 Building $930,484	$1,236,484 (+53.2%) Land $306,000 Building $930,484
2023	$7,538.00 (+2.7%)	$807,120 Land $188,080 Building $619,040	$807,120 Land $188,080 Building $619,040
2022	$7,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1996–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2013 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENELAND MANOR S/D private · serves 51 people · EPA ID NC4032015
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winners Cir

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