3 Windward Dr, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 3 Windward Dr, Severna Park, MD 21146

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,067 sqft · built 1959
Lot Size0.366 acres (15,939 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Dec 2002)
Tax Bill$4,468 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-436-02472405

Property Details

APN / Parcel Number

Primary APN03-436-02472405
Alternative APNs
  • 343602472405
  • 43602472405

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,067 sqft Living Area
Gross Area2,551 sqft
1st Floor Area1,378 sqft
Basement Area689 sqft
Finished Basement689 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,939 sqft (0.366 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43602472405
Street Address3 WINDWARD DR
CitySEVERNA PARK
StateMD
Zip21146-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 27 PL 1 HOLLY HILL ESTATES
Legal SubdivisionHOLLY HILL ESTATES
Legal Block3
Legal Lot Number27
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group3
Census Block3014
Census Tract730702

Owner

3 Windward Dr is owned and occupied by two individuals who bought it in December 2002.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3 WINDWARD DR, SEVERNA PARK, MD 21146-2430
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2002 · Amount on File
Deed SaleDec 16, 2002 · Amount on File
Deed Document Number200217783
Deed Book / Page12376 / 543
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3 WINDWARD DR, SEVERNA PARK, MD 21146-2430
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0399760043
DateOct 4, 2023
Book Page39976/43
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3 Windward Dr was $4,468 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,833$609,000 Land $395,700 Building $213,300
2025$4,468.00
2023$3,795.00 Homeowner's exemption$542,300$548,500 Land $375,700 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Windward Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Windward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Believe Broadband.

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