Westchester County and White Plains City property record for 3 Windward Ave, White Plains, NY 10605
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,168 sqft · built 1995 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $889,200 (May 2020) |
| Tax Bill | $2,922 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551700 138.14-17-1.2 |
| Primary APN | 551700 138.14-17-1.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,168 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| 2nd Floor Area | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60700200201 |
|---|---|
| Street Address | 3 WINDWARD AVE |
| City | WHITE PLAINS |
| State | NY |
| Zip | 10605-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-12 |
| Legal Block | 17 |
| Legal Lot Number | 1.002 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | WHITE PLAINS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 9703 |
3 Windward Ave is owned and occupied by two individuals who bought it in May 2020.
Source: Westchester County and White Plains City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WINDWARD AVE, WHITE PLAINS, NY 10605-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 8, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on File |
| Deed Sale | May 8, 2020 · Amount on File |
| Deed Document Number | 2020600863475 |
| Prior Transfer Date | Nov 21, 2014 |
| Prior Transfer Doc | 0542963351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 WINDWARD AVE, WHITE PLAINS, NY 10605-5306 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0611813120 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 611813120 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 8, 2020 |
| Property Address | 3 WINDWARD AVE, WHITE PLAINS, NY 10605-5306 |
| Document Number | 0600863475 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 600863475 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | REDVISION DATA TRACE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,558.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 OGDEN AVE, 84, WHITE PLAINS, NY 10605-3208 |
| Name | Verified Name |
|---|---|
| Address | 40 MEMORIAL HWY APT 29H, 29H, NEW ROCHELLE, NY 10801-8341 |
| Document Number | 0601223075 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 601223075 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 3 Windward Ave was $2,922.
Source: Westchester County and White Plains City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | White Plains City |
| Unified School District | White Plains City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922.00 | ||
| 2025 | $19,100 (-) Land $2,800 Building $16,300 | $876,146 (+8.72%) Land $128,440 Building $747,706 | |
| 2024 | $19,100 (-) Land $2,800 Building $16,300 | $805,907 (+0.84%) Land $118,143 Building $687,764 | |
| 2023 | $19,100 Land $2,800 Building $16,300 | $799,163 Land $117,155 Building $682,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Windward Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Windward Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE PLAINS CITY serves 59,559 people · EPA ID NY5903464 |
|---|---|
| Water Source | Purchased surface water from WESTCHESTER COUNTY WD #1 |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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