3 Windridge Dr, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 3 Windridge Dr, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 1983
Lot Size	0.284 acres (12,375 sqft)
Owner	Individual Name on File
Last Sale	$511,000 (Nov 2013)
Tax Bill	$14,016 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00300-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`15-00300-0000-00008`
Alternative APN	`1500401000000008`

Interior

Stories	2 Stories
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1500401000000008
Street Address	3 WINDRIDGE DR
City	CALDWELL
State	NJ
Zip	07006-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	99X125 IRR
Legal Subdivision	WIND RDG SOUTH
Legal Block	300
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	3
Census Block	3000
Census Tract	21602

Owner

3 Windridge Dr is owned and occupied by an individual who bought it in November 2013.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3 WINDRIDGE DR, CALDWELL, NJ 07006-4046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2013 · Amount on File
Deed Sale	Nov 13, 2013 · Amount on File
Prior Sale	Oct 22, 2013 · Amount on File
Deed Book / Page	12467 / 9945
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 WINDRIDGE DR, CALDWELL, NJ 07006-4046
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	INTERSTATE FIRST TITLE AGENCY LLC, INTERSTATE 1ST TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021107104
Date	Aug 31, 2021
Instrument	2021107104

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 WINDRIDGE DR, CALDWELL, NJ 07006-4046
Document Number	0000000831
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WINDRIDGE DR NORTH CALDWELL NJ 070064046, NORTH CALDWELL, NJ 07006-4046

Mortgage

Document Number	0000000831
Date	Jan 4, 2017
Instrument	831

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Windridge Dr was $14,016, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,300 (-) Land $359,000 Building $248,300	$607,300 (-) Land $359,000 Building $248,300
2025	$14,016.00 (+2.22%)	$607,300 Land $359,000 Building $248,300	$607,300 Land $359,000 Building $248,300
2024	$13,712.00
2023		$607,300 Land $359,000 Building $248,300	$607,300 Land $359,000 Building $248,300
2022	$13,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Windridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1989–2021)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Windridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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