3 Winding Brook Ln, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Winding Brook Ln, Saco, ME 04072 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,560 sqft · built 1986
Lot Size0.918 acres (40,000 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Sep 2022)
Tax Bill$6,694 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNZ0277R

Property Details

APN / Parcel Number

Primary APNZ0277R
Alternative APNs
  • SACO M:089 L:014 U:006-000
  • M:089 L:014 U:006=000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area3,416 sqft
1st Floor Area912 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleOther
Exterior MaterialWood Siding
Roof MaterialMetal
Lot Area40,000 sqft (0.918 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberZ0277R
Street Address3 WINDING BROOK LN
CitySACO
StateME
Zip04072-9682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number14
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2017
Census Tract5100

Owner

Source: York County and Saco City records · APN Z0277R

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 WINDING BROOK LN, SACO, ME 04072-9682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
EVERGREEN CU
Sep 01, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2022 · Amount on Record
Deed SaleSep 01, 2022 · Amount on Record
Deed Document Number202237898
Deed Book / Page19104 / 771
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 WINDING BROOK LN, SACO, ME 04072-9682
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197460752
DateSep 22, 2025
Book Page19746/752
Instrument2025034010
Lender
NameEVERGREEN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateSep 01, 2022
Property Address3 WINDING BROOK LN, SACO, ME 04072-9682
Document Number0191040771
Book / Page19104 / 771
Instrument DateAug 31, 2022
Instrument2022037898
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 ROBYN AVE, WESTBROOK, ME 04092-4424

Mortgage

Document Number2022037899
DateSep 01, 2022
Instrument2022037899
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,694.00 (+1.07%)$471,400 (-) Land $173,600 Building $297,800
2024$6,623.00 (+8.61%)$471,400 (+41.69%) Land $173,600 Building $297,800$527,155
2022$6,098.00$332,700 Land $132,000 Building $200,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310051002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2010, rainfall accumulation, Severe Winter Storm

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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