3 Willow Way, Ottawa, IL 61350 Property Records

LaSalle County property record for 3 Willow Way, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,620 sqft · built 2023
Lot Size0.11 acres (4,792 sqft)
OwnerTrust Name on File
Last Sale$610,000 (Dec 2024)
Tax Bill$17,419 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-44-314-020

Property Details

APN / Parcel Number

Primary APN15-44-314-020
Alternative APN
  • 19-08-330-020

Interior

Building Area1,620 sqft Total Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMobile Home
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address3 WILLOW WAY
CityOTTAWA
StateIL
Zip61350-7200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR VILLAGE UNIT 1 AT HERITAGE HARBOR OTTAWA PUD, LT 16 SEC 8-33-4
Legal Range04
Legal Township33
Legal Section08
Legal SubdivisionHARBOR VILLAGE UNIT 1 AT HERITAGE HARBOR
Legal Lot Number16
Legal Unit1
JurisdictionLASALLE IL
Township / Civil DivisionRUTLAND
Census Block Group5
Census Block5027
Census Tract962300

Owner

Source: LaSalle County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address3 WILLOW WAY, OTTAWA, IL 61350-7200
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
EUREKA SAVINGS BANK
May 18, 2023Deed of Trust, Mortgage
EUREKA SAVINGS BANK
May 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
EUREKA SAVINGS BANK
Jan 3, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 31, 2024Warranty Deed, Construction Loan · Construction Mortgage
FIRST STATE MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Deed Document Number202414187
Last Transfer DateJan 2, 2025
Transfer Doc0202500084
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address3 WILLOW WAY, OTTAWA, IL 61350-7200
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202304760
DateMay 18, 2023
Instrument2023-04760
Lender
NameEUREKA SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueMay 11, 2025

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address3 WILLOW WAY, OTTAWA, IL 61350-7200
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202304761
DateMay 18, 2023
Instrument2023-04761
Lender
NameEUREKA SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address3 WILLOW WAY, OTTAWA, IL 61350-7200
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202304762
DateMay 18, 2023
Instrument2023-04762
Lender
NameEUREKA SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLASALLE IL
Recording DateJan 3, 2025
Property Address3 WILLOW WAY, OTTAWA, IL 61350-7200
Document Number0202500084
Map ReferenceDOC 2008-21917
Instrument DateJan 2, 2025
Instrument2025-00084
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WILLOW WAY, OTTAWA, IL 61350-7200

December 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateDec 31, 2024
Property Address3 WILLOW WAY, OTTAWA, IL 61350-7200
Document Number0202414187
Map ReferenceDOC 2008-21917
Instrument DateDec 18, 2024
Instrument2024-14187
Transaction TypeConstruction Loan
Record UpdatedJun 29, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$915.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WILLOW WAY, OTTAWA, IL 61350-7200

Mortgage

Document Number0202414188
DateDec 31, 2024
Instrument2024-14188
Lender
NameFIRST STATE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055
Interest
Rate TypeFixed Rate
Rate6.99%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionRutland Township
MunicipalityOttawa City
Secondary School DistrictOttawa Township High School District 140 (09 - 12)
Elementary School DistrictRutland Community Consolidated School District 230 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,419.00 (+370.4%)$190,827 (+384.62%) Land $42,846 Building $147,981$572,481 (+384.62%) Land $128,538 Building $443,943
2024$3,703.00$39,377 (+62.01%) Land $39,377$118,131 (+62.01%) Land $118,131
2023$24,305 (+1,162.6%) Land $24,305$72,915 (+1,162.6%) Land $72,915
2022$1,925 Land $1,925$5,775 Land $5,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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