Penobscot County and Howland Town property record for 3 Willow St, Howland, ME 04448
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage May 2019 Refinance |
| APN | HOWL M:U01 L:050 |
| Primary APN | HOWL M:U01 L:050 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 14,375 sqft (0.33 acres) |
| Account Number | 90 |
|---|---|
| Old Parcel Number | HOWL M:U01 L:050 |
| Street Address | 3 WILLOW ST |
| City | HOWLAND |
| State | ME |
| Zip | 04448-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 50 |
| Jurisdiction | HOWLAND ME |
| Township / Civil Division | HOWLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 28500 |
Source: Penobscot County and Howland Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 739, HOWLAND, ME 04448-0739 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 7, 2018 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| May 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 3 WILLOW ST, HOWLAND, ME 04448-3744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149300158 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 14930/0158 |
| Instrument | 000000026758 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 264 Months |
| Due | Sep 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWLAND ME |
| Property Address | 3 WILLOW ST, HOWLAND, ME 04448-3744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151510009 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 15151/9 |
| Instrument | 13506 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Jun 1, 2041 |
Source: Penobscot County and Howland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Howland Town |
| Unified School District | School Administrative District 31 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,046.00 (+24.88%) | $197,370 (+27.94%) Land $30,290 Building $167,080 |
| 2024 | $3,240.00 (-4.76%) | $154,270 (-) Land $23,620 Building $130,650 |
| 2023 | $3,402.00 (+24.71%) | $154,270 (+38.57%) Land $23,620 Building $130,650 |
| 2022 | $2,728.00 | $111,330 Land $17,110 Building $94,220 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1987–2019) |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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