3 Willow St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 3 Willow St, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,022 sqft · built 1933
Lot Size0.054 acres (2,365 sqft)
OwnerCompany Name on File
Last Sale$542,500 (Jan 2026)
Tax Bill$6,876 (2025)
Deeds & MortgagesJan 2026 Sale
Flood ZoneZone X (minimal risk)
APN19-00101-0000-00018

Property Details

APN / Parcel Number

Primary APN19-00101-0000-00018
Alternative APNs
  • 190010100018
  • 00020760

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,022 sqft Living Area
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area2,365 sqft (0.054 acres)
Lot Dimensions43 ft deep x 55 ft wide
PorchOpen Porch
Deck Area259 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00020760
Street Address3 WILLOW ST
CityHIGHLANDS
StateNJ
Zip07732-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal Block101
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1003
Census Tract800101

Owner

3 Willow St is owned by a company that bought it in January 2026.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of RecordCompany Name on File
Mailing Address3 WILLOW ST, HIGHLANDS, NJ 07732-1016
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2026 · Amount on File
Deed SaleJan 14, 2026 · Amount on File
Prior SaleSep 18, 2009 · Amount on File
Deed Document Number20264036
Deed Book / Page9775 / 1733
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJan 14, 2026
Property Address3 WILLOW ST, HIGHLANDS, NJ 07732-1016
Document Number0097751733
Book / Page9775 / 1733
Instrument DateDec 16, 2025
Instrument2026004036
Transaction TypeTransfer
Record UpdatedFeb 5, 2026
Title CompanyBREAK WATER TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$2,107.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 DORSET RD, NEW RINGGOLD, PA 17960-9384

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WILLOW ST, HIGHLANDS, NJ 07732-1016

Tax Assessment & Valuation

The 2025 property tax bill for 3 Willow St was $6,876, up 57.4% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$419,600 (+4.35%) Land $314,100 Building $105,500$419,600 (+4.35%) Land $314,100 Building $105,500
2025$6,876.00 (+57.38%)$402,100 Land $297,600 Building $104,500$402,100 Land $297,600 Building $104,500
2024$4,369.00
2023$206,900 Land $115,500 Building $91,400$206,900 Land $115,500 Building $91,400
2022$3,087.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Willow St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 131 individual policies
Nearby Flood Policies418 units insured
incl. 287 condo units
Nearby Flood Claims76 (1991–2019)
Claims Outside the SFHA3 of 76
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 54 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Willow St

Nearby Streets

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