3 Willow Rd, Holmdel, NJ 07733 Property Records

Monmouth County and Holmdel Township property record for 3 Willow Rd, Holmdel, NJ 07733

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 4,567 sqft · built 1961
Lot Size	1.08 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$999,900 (Sep 2015)
Tax Bill	$24,615 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00005-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`20-00005-0000-00007`
Alternative APNs	`200000500007` `00164000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,567 sqft Living Area
1st Floor Area	3,020 sqft
Upper Floors Area	1,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Tri-Level
Exterior Material	Stucco
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft
Garage Type	Attached
Garage Area	1,189 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Deck Area	240 sqft
Patio Area	1,706 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00164000
Street Address	3 WILLOW RD
City	HOLMDEL
State	NJ
Zip	07733-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40A
Legal Subdivision	WILLOW ACRES
Legal Block	5
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOLMDEL
Census Block Group	4
Census Block	4043
Census Tract	803300

Owner

3 Willow Rd is owned and occupied by an individual who bought it in September 2015.

Source: Monmouth County and Holmdel Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3 WILLOW RD, HOLMDEL, NJ 07733-2322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
May 16, 2018	Deed of Trust, Mortgage · Line of Credit TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2015 · Amount on File
Deed Sale	Sep 29, 2015 · Amount on File
Deed Document Number	201589786
Deed Book / Page	9133 / 3182
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 WILLOW RD, HOLMDEL, NJ 07733-2322
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095313087
Date	Jul 29, 2021
Book Page	9531/3087
Instrument	2021115581

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 WILLOW RD, HOLMDEL, NJ 07733-2322
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	OPPORTUNE TITLE AGENCY LLC, OPPORTUNE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095034313
Date	Apr 21, 2021
Book Page	9503/4313
Instrument	2021064360

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 WILLOW RD, HOLMDEL, NJ 07733-2322
Document Number	0000063206
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLOW RD HOLMDEL NJ 077332322, HOLMDEL, NJ 07733-2322

Mortgage

Document Number	0000063206
Date	Jun 26, 2018
Book Page	009294/004655
Instrument	63206

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Willow Rd was $24,615, up 6.8% from the year before.

Source: Monmouth County and Holmdel Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Holmdel Township
Unified School District	Holmdel Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,735,000 (+8.48%) Land $587,600 Building $1,147,400	$1,735,000 (+8.48%) Land $587,600 Building $1,147,400
2025	$24,615.00 (+6.78%)	$1,599,400 Land $533,600 Building $1,065,800	$1,599,400 Land $533,600 Building $1,065,800
2024	$23,052.00
2023		$1,359,200 Land $450,500 Building $908,700	$1,359,200 Land $450,500 Building $908,700
2022	$20,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Willow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Willow Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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