Stone County property record for 3 Willow Ln, Kimberling City, MO 65686
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.773 acres (33,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,735 (May 2026) |
| Tax Bill | $195 (2025) |
| Deeds & Mortgages | Jul 2024 Construction Loan Apr 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2.0-04-002-009-002.000 |
| Primary APN | 14-2.0-04-002-009-002.000 |
|---|
| Lot Area | 33,682 sqft (0.773 acres) |
|---|
| Street Address | 3 WILLOW LN |
|---|---|
| City | KIMBERLING CITY |
| State | MO |
| Zip | 65686-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | KIMBERLING HILLS 08TH RPLT L7, 8 BLK 4 LOT 7-A BLK 4 |
| Legal Subdivision | KIMBERLING HILLS 08TH |
| Legal Block | 9 |
| Legal Lot Number | 7A&7B |
| Jurisdiction | STONE MO |
| Township / Civil Division | RUTH B CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 90502 |
3 Willow Ln is owned by an individual who bought it in May 2026.
Source: Stone County records, as of May 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1602 KNOLL CREEK LN, RAYMORE, MO 64083-8344 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 1, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| Apr 7, 2025 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK |
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Dec 18, 2023 |
| Deed Document Number | 20265573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 3 WILLOW LN, KIMBERLING CITY, MO 65686-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 160 CANYON FOREST CIR, KIMBERLING CITY, MO 65686-9339 |
| Document Number | 202400006580 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 202400006580 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | BRANSON, MO 65616 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONE MO |
| Property Address | 3 WILLOW LN, KIMBERLING CITY, MO 65686-9529 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 160 CANYON FOREST CIR, KIMBERLING CITY, MO 65686-9339 |
| Document Number | 202500003487 |
|---|---|
| Date | Apr 7, 2025 |
| Instrument | 202500003487 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | BRANSON, MO 65616 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | May 8, 2026 |
| Property Address | 3 WILLOW LN, KIMBERLING CITY, MO 65686-9529 |
| Document Number | 0000005573 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.5573 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1602 KNOLL CREEK LN, RAYMORE, MO 64083-8344 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005574, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.5574 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3 Willow Ln was $195.
Source: Stone County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Municipality | Kimberling City |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195.00 | $3,990 | $21,000 Land $21,000 |
| 2024 | $195.00 | ||
| 2023 | $195.00 | $3,990 | $21,000 Land $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Willow Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Willow Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZARKS CWC KIMBERLING CITY WATER private · serves 200 people · EPA ID MO5036046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Also Mapped Here | STONE COUNTY PWSD 1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Optimum.
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