Bristol Town property record for 3 Willow Ln, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,036 sqft · built 1955 |
| Lot Size | 0.222 acres (9,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Aug 2012) |
| Tax Bill | $5,032 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-1927-02 |
| Primary APN | 1-1927-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 3,314 sqft |
| Basement Area | 1,424 sqft |
| Unfinished Basement | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,666 sqft (0.222 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1-1927-02 |
|---|---|
| Street Address | 3 WILLOW LN |
| City | BRISTOL |
| State | RI |
| Zip | 02809-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 81 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30901 |
Source: Bristol Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 WILLOW LN, BRISTOL, RI 02809-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Aug 31, 2023 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 22, 2021 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2012 · Amount on Record |
| Deed Sale | Aug 22, 2012 · Amount on Record |
| Deed Book / Page | 1664 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 3 WILLOW LN, BRISTOL, RI 02809-4803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 002222-187 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 2222/187 |
| Instrument | 2023-5843 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 889 Months |
| Due | Sep 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.89% |
| Type Change Date | Oct 1, 2023 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 3 WILLOW LN, BRISTOL, RI 02809-4803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 002222-201 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 2222/201 |
| Instrument | 2023-5844 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 889 Months |
| Due | Sep 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.89% |
| Type Change Date | Oct 1, 2023 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 3 WILLOW LN, BRISTOL, RI 02809-4803 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2085-193 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 2085/193 |
| Instrument | 9099 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Feb 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.23% |
| Type Change Date | Mar 1, 2021 |
| Index | Other |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,032.00 (+3.16%) | |
| 2025 | $4,878.00 (+3.44%) | $353,000 (-) Land $143,600 Building $209,400 |
| 2023 | $4,716.00 (+2.77%) | $353,000 (-) Land $143,600 Building $209,400 |
| 2022 | $4,589.00 | $353,000 Land $143,600 Building $209,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2001–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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