3 Willow Ln, Belmont, CA 94002 Property Records

San Mateo County property record for 3 Willow Ln, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 1955
Lot Size	0.23 acres (10,033 sqft)
Owner	2 Individual Names on File
Last Sale	$2,550,000 (Oct 2021)
Tax Bill	$30,809 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-181-080`

Property Details

APN / Parcel Number

Primary APN	`044-181-080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,180 sqft Living Area
1st Floor Area	1,950 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,033 sqft (0.23 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 WILLOW LN
City	BELMONT
State	CA
Zip	94002-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	SWLY 1/2 OF LOT 1 LESS SLY TRIANG PTN ROWLAND MEADOWS RSM 25/75 CITY OF BELMONT
Legal Subdivision	ROWLAND MEADOWS
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4001
Census Tract	608700

Owner

3 Willow Ln is owned and occupied by two individuals who bought it in October 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 WILLOW LN, BELMONT, CA 94002-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit STANFORD FEDERAL CREDIT UNION
Oct 18, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 17, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Deed Document Number	2021146678
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000097199
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 2, 2026
Property Address	3 WILLOW LN, BELMONT, CA 94002-1916
Document Number	0000016972
Instrument Date	Mar 27, 2026
Instrument	202616972
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	3 WILLOW LN, BELMONT, CA 94002-1916

Mortgage

Document Number	0000016972,
Date	Apr 2, 2026
Instrument	202616972

Lender

Name	STANFORD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 18, 2021
Property Address	3 WILLOW LN, BELMONT, CA 94002-1916
Document Number	0000146678
Map Reference	MB 25 PG 75
Instrument Date	Sep 30, 2021
Instrument	2021-146678
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 WILLOW LN, BELMONT, CA 94002-1916

Mortgage

Document Number	0000146679
Date	Oct 18, 2021
Instrument	2021-146679

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 17, 2020
Property Address	3 WILLOW LN, BELMONT, CA 94002-1916
Document Number	0000097200
Instrument Date	Aug 6, 2020
Instrument	97200
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12817 N 68TH PL SCOTTSDALE AZ 852545307, SCOTTSDALE, AZ 85254-5307

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Sep 17, 2020
Property Address	3 WILLOW LN, BELMONT, CA 94002-1916
Document Number	0000097199
Instrument Date	Aug 6, 2020
Instrument	97199
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1201 MELVILLE SQ #408 RICHMOND CA 948044549, 408, RICHMOND, CA 94804-4549

Tax Assessment & Valuation

The 2025 property tax bill for 3 Willow Ln was $30,809 with a homeowner's exemption, up 19% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,500,000 (-) Land $1,911,500 Building $588,500
2025	$30,809.00 (+19%) Homeowner's exemption	$2,500,000 Land $1,911,500 Building $588,500
2024	$25,890.00 (-12.75%)
2023	$29,672.00 (-2.18%) Homeowner's exemption	$2,475,000 Land $1,900,000 Building $575,000	$1,900,800
2022	$30,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Willow Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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