3 Willow Ct, Bethalto, IL 62010 Property Records

Madison County property record for 3 Willow Ct, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 2001
Lot Size	0.471 acres (20,513 sqft)
Owner	Individual Name on Record
Tax Bill	$7,525 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Mortgage + 3 more
APN	`19-2-08-01-13-301-063`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-13-301-063`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,513 sqft (0.471 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3 WILLOW CT
City	BETHALTO
State	IL
Zip	62010-1093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS NO. 17 LOT 215 100 X 205.13 IRREGULAR
Legal Subdivision	WHISPERING OAKS 17
Legal Lot Number	215
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1040
Census Tract	401721

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2021
Transfer Doc	0000047762
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004058
Date	Feb 4, 2022
Instrument	2022R04058

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 25, 2042

Interest

Rate Type	Fixed Rate

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Nov 17, 2021
Property Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Document Number	0000047762
Map Reference	PC 62 PG 48
Instrument Date	Nov 9, 2021
Instrument	2021R47762
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	MEYMAX TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLOW CT, BETHALTO, IL 62010-1093

Mortgage

Document Number	0000047763
Date	Nov 17, 2021
Instrument	2021R47763

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039041
Date	Nov 17, 2017
Instrument	2017R39041

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Document Number	0000038672
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WILLOW CT BETHALTO IL 620101093, BETHALTO, IL 62010-1093

Mortgage

Document Number	0000038672
Date	Dec 2, 2019
Instrument	38672

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3 WILLOW CT, BETHALTO, IL 62010-1093
Document Number	0000038673
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WILLOW CT BETHALTO IL 620101093, BETHALTO, IL 62010-1093

Mortgage

Document Number	0000038673
Date	Dec 2, 2019
Instrument	38673

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,525.00 (+7.29%)	$114,390 (+25.92%) Land $21,920 Building $92,470	$343,170 (+25.8%) Land $65,760 Building $277,410
2024	$7,014.00 (+8.95%)
2022	$6,438.00	$90,840 Land $17,410 Building $73,430	$272,793 Land $52,282 Building $220,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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