3 Willow Bend Dr, Hamilton (Trenton), NJ 08690 Property Records

Mercer County and Hamilton Township property record for 3 Willow Bend Dr, Hamilton, NJ 08690

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1986
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2018)
Tax Bill	$7,372 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02169-05-00412`

Property Details

APN / Parcel Number

Primary APN	`03-02169-05-00412`
Alternative APN	`0302169000000412`

Interior

Stories	2 Stories
Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	2,200 sqft (0.051 acres)
Lot Dimensions	100 ft deep x 22 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0302169000000412
Street Address	3 WILLOW BEND DR
City	TRENTON
State	NJ
Zip	08690-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	10059-S29
Legal Subdivision	RAVENS CROFT SEC 2
Legal Block	2169
Legal Lot Number	412
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1002
Census Tract	3009

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WILLOW BEND DR, TRENTON, NJ 08690-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2018	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Jun 10, 2014 · Amount on Record
Deed Document Number	201844024
Deed Book / Page	6344 / 860
Prior Transfer Date	Nov 19, 2008
Prior Transfer Doc	0012290534
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	3 WILLOW BEND DR, HAMILTON, NJ 08690-3335
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063410
Date	Oct 19, 2021
Book Page	11676/695
Instrument	2021063410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Dec 1, 2048

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Oct 11, 2018
Property Address	3 WILLOW BEND DR, HAMILTON, NJ 08690-3335
Document Number	0000044024
Book / Page	06344 / 0860
Map Reference	MAP2684A
Instrument Date	Sep 21, 2018
Instrument	2018044024
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22105 CEDAR DR, 22105, LAWRENCE TOWNSHIP, NJ 08648-1266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLOW BEND DR, HAMILTON, NJ 08690-3335

Mortgage

Document Number	0000044025
Date	Oct 11, 2018
Book Page	11372/0035
Instrument	2018044025

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 (-) Land $64,400 Building $134,400	$198,800 (-) Land $64,400 Building $134,400
2025	$7,372.00 (+5.22%)	$198,800 (-) Land $64,400 Building $134,400	$198,800 (-) Land $64,400 Building $134,400
2024	$7,006.00 (+8.42%)
2023		$198,800 Land $64,400 Building $134,400	$198,800 Land $64,400 Building $134,400
2022	$6,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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