3 Williams Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 3 Williams Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,790 sqft · built 1939
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Sep 2022)
Tax Bill	$20,417 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale & Mortgage
APN	`05-00073-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`05-00073-0000-00006`
Alternative APNs	`050007300006` `4766`

Interior

Stories	2 Stories
Building Area	2,790 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	4766
Street Address	3 WILLIAMS RD
City	CHATHAM
State	NJ
Zip	07928-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	73
Legal Lot Number	6
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3002
Census Tract	43900

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WILLIAMS RD, CHATHAM, NJ 07928-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage OUR FEDERAL CREDIT UNION
Sep 15, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	202262063
Deed Book / Page	24492 / 1787
Prior Transfer Date	Jan 17, 2009
Prior Transfer Doc	0212201454
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Apr 13, 2026
Property Address	3 WILLIAMS RD, CHATHAM, NJ 07928-1752
Document Number	0000015599
Book / Page	25089 / 985
Instrument Date	Apr 3, 2026
Instrument	202615599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAMS RD, CHATHAM, NJ 07928-1752
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015599,
Date	Apr 13, 2026
Book Page	25089/985
Instrument	202615599

Lender

Name	OUR FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 15, 2022
Property Address	3 WILLIAMS RD, CHATHAM, NJ 07928-1752
Document Number	0244921787
Book / Page	24492 / 1787
Instrument Date	Aug 3, 2022
Instrument	2022062063
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	CORTES & HAY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CANFIELD RD, 50, MORRISTOWN, NJ 07960-6933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAMS RD, CHATHAM, NJ 07928-1752

Mortgage

Document Number	2022062064
Date	Sep 15, 2022
Instrument	2022062064

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0244921803
Date	Sep 15, 2022
Book Page	24492/1803
Instrument	2022062065

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,026,500 (-) Land $572,500 Building $454,000	$1,026,500 (-) Land $572,500 Building $454,000
2025		$1,026,500 (-) Land $572,500 Building $454,000	$1,026,500 (-) Land $572,500 Building $454,000
2024	$20,417.00 (+2.21%)
2023		$1,026,500 Land $572,500 Building $454,000	$1,026,500 Land $572,500 Building $454,000
2022	$19,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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