3 William Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 William Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1963
Lot Size	0.162 acres (7,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2017)
Tax Bill	$6,430 (2026)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0101 B:0005 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0101 B:0005 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,070 sqft (0.162 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 WILLIAM RD
City	GLOUCESTER
State	MA
Zip	01930-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	5
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1006
Census Tract	221800

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SVGS NEWBURYPO
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jun 19, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 1, 2017	Quit Claim Deed, Transfer HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	May 4, 1988 · Amount on Record
Deed Document Number	2017629
Deed Book / Page	36070 / 41
Last Transfer Date	May 19, 2019
Transfer Doc	37599-285
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	May 12, 2026
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Document Number	043379-442
Book / Page	43379 / 442
Instrument Date	May 7, 2026
Instrument	2026390
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772

Mortgage

Document Number	0000000390,
Date	May 12, 2026
Book Page	43379/442
Instrument	2026390

Lender

Name	INSTITUTION FOR SVGS NEWBURYPO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039479-310
Date	Feb 1, 2021
Book Page	39479/310
Instrument	20210201004890

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041969-562
Date	Jan 31, 2024
Book Page	41969/562
Instrument	20240131002840

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38410-85
Date	Apr 10, 2020
Book Page	38410/85
Instrument	20200410002450

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 19, 2019
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Document Number	37599-285
Book / Page	37599 / 285
Instrument Date	May 19, 2019
Instrument	20190619003100
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772

Mortgage

Document Number	37599-289
Date	Jun 19, 2019
Book Page	37599/289
Instrument	20190619003110

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 1, 2017
Property Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772
Document Number	36070-41
Book / Page	36070 / 41
Instrument	629
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAM RD, GLOUCESTER, MA 01930-1772

Mortgage

Document Number	360700043
Date	Aug 1, 2017
Instrument	36070/0043

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,430.00 (+3.36%)	$690,700 (+7.92%) Land $342,300 Building $348,400	$758,488 (-2.08%)
2025	$6,221.00 (+4.03%)	$640,000 (+4.13%) Land $317,000 Building $323,000
2024	$5,980.00 (-1.09%)	$614,600 (+7.65%) Land $301,800 Building $312,800	$774,630
2023	$6,046.00	$570,900 Land $269,600 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1987–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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