3 William Ln, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 3 William Ln, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,559 sqft · built 1990
Lot Size	0.399 acres (17,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Nov 1996)
Tax Bill	$12,155 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00038-08-00008`

Property Details

APN / Parcel Number

Primary APN	`37-00038-08-00008`
Alternative APNs	`3700038000800008` `3700038H00006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
1st Floor Area	1,311 sqft
Upper Floors Area	1,248 sqft
Basement Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	17,398 sqft (0.399 acres)
Lot Dimensions	145 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	228 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700038H00006
Street Address	3 WILLIAM LN
City	OCEAN
State	NJ
Zip	07712-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WAYSIDE FARMS SEC 5
Legal Block	38.8
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2019
Census Tract	806503

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WILLIAM LN, OCEAN, NJ 07712-3731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1996 · Amount on Record
Deed Sale	Nov 19, 1996 · Amount on Record
Deed Book / Page	5549 / 377
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 WILLIAM LN, OCEAN, NJ 07712-3731
Document Number	0000088506
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WILLIAM LN OCEAN NJ 077123731, OCEAN, NJ 07712-3731

Mortgage

Document Number	0000088506
Date	Aug 12, 2020
Book Page	009433/000753
Instrument	88506

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 WILLIAM LN, OCEAN, NJ 07712-3731
Document Number	0000092200
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WILLIAM LN OCEAN NJ 077123731, OCEAN, NJ 07712-3731

Mortgage

Document Number	0000092200
Date	Sep 18, 2018
Book Page	009312/002750
Instrument	92200

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2033

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$878,400 (-2.23%) Land $411,400 Building $467,000	$878,400 (-2.23%) Land $411,400 Building $467,000
2025	$12,155.00 (+7.22%)	$898,400 (+14.53%) Land $512,700 Building $385,700	$898,400 (+14.53%) Land $512,700 Building $385,700
2024	$11,336.00 (+10.64%)
2023		$784,400 Land $412,700 Building $371,700	$784,400 Land $412,700 Building $371,700
2022	$10,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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