3 Wild Cherry Dr, Mills River, NC 28759 Property Records

Henderson County property record for 3 Wild Cherry Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,731 sqft · built 2022
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Oct 2020)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9633023181`

Property Details

APN / Parcel Number

Primary APN	`9633023181`
Alternative APNs	`0800702` `800702`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,731 sqft Heated Area
Gross Area	4,702 sqft
1st Floor Area	2,351 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Unfinished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Lot Area	39,204 sqft (0.9 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	800702
Street Address	3 WILD CHERRY DR
City	MILLS RIVER
State	NC
Zip	28759-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	800702~MR-
Legal Description	HIGH VISTA LO191 BLIII PLC-357
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2173)
Legal Block	2
Legal Lot Number	3181
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3010
Census Tract	930701

Owner

3 Wild Cherry Dr is owned by two individuals who acquired it in June 2026.

Source: Henderson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 SANDFIDDLER RD, HILTON HEAD ISLAND, SC 29928-3135
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2021	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Oct 22, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 19, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2020936361
Deed Book / Page	3585 / 24
Last Transfer Date	Jun 15, 2026
Transfer Doc	0001050971
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 15, 2026
Property Address	3 WILD CHERRY DR, MILLS RIVER, NC 28759-2659
Document Number	0001050971
Book / Page	4451 / 251
Instrument Date	Jun 15, 2026
Instrument	20261050971
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SANDFIDDLER RD, HILTON HEAD ISLAND, SC 29928-3135

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	3 WILD CHERRY DR, MILLS RIVER, NC 28759-2659
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SARIDFIDDLER RD, HILTON HEAD, SC 29928

Mortgage

Document Number	0037990218
Date	Oct 7, 2021
Book Page	3799/218
Instrument	964666

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 22, 2020
Property Address	3 WILD CHERRY DR, MILLS RIVER, NC 28759-2659
Document Number	0035850024
Book / Page	003585 / 000024
Instrument Date	Oct 20, 2020
Instrument	936361
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	42 SANDFIDDLER RD HILTON HEAD ISLAND SC 299283135, HILTON HEAD ISLAND, SC 29928-3135

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 19, 2018
Property Address	3 WILD CHERRY DR, MILLS RIVER, NC 28759-2659
Document Number	0032820019
Book / Page	003282 / 000019
Instrument Date	Dec 13, 2018
Instrument	895754
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	70 CHESTNUT RIDGE RD MILLS RIVER NC 287598002, MILLS RIVER, NC 28759-8002

Tax Assessment & Valuation

The 2025 property tax bill for 3 Wild Cherry Dr was $3,494.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,700 Land $86,700 Building $724,000
2025	$3,494.00
2023		$399,700 Land $86,700 Building $313,000	$810,700 Land $86,700 Building $724,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Wild Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Wild Cherry Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wild Cherry Dr

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