3 Whiting Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 3 Whiting Ct, Moraga, CA 94556 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,754 sqft · built 1999
Lot Size0.303 acres (13,200 sqft)
OwnerCompany Name on File
Last Sale$2,600,000 (Aug 2021)
Tax Bill$10,849 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN255-840-028-5

Property Details

APN / Parcel Number

Primary APN255-840-028-5
Alternative APN
  • 255-840-028

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,754 sqft Living Area
1st Floor Area2,754 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Lot Area13,200 sqft (0.303 acres)
Garage TypeAttached
Garage Area604 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3 WHITING CT
CityMORAGA
StateCA
Zip94556-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7764 L12
Legal SubdivisionSUBDIVISION 7764
Legal Tract7764
Legal Lot Number12
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract352201

Owner

Source: Contra Costa County records · APN 255-840-028-5

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3 WHITING CT, MORAGA, CA 94556-1927
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 31, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJul 24, 2012 · Amount on Record
Deed Document Number2021243251
Prior Transfer DateJul 19, 2012
Prior Transfer Doc0000174639
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address3 WHITING CT, MORAGA, CA 94556-1927
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WHITING CT, MORAGA, CA 94556-1927

Mortgage

Document Number0000135314
DateMay 05, 2021
Instrument2021-135314
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJun 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 31, 2021
Property Address3 WHITING CT, MORAGA, CA 94556-1927
Document Number0000243251
Map ReferenceMB 383 PG 13-18
Instrument DateAug 16, 2021
Instrument2021-243251
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3 WHITING CT, MORAGA, CA 94556-1927

Mortgage

Document Number0000243252
DateAug 31, 2021
Instrument2021-243252
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateSep 01, 2026
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change4%
IndexOther
Margin3
Max Rate7%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$865,368 (+2%) Land $570,365 Building $295,003
2025$10,849.00 (+5.86%) Homeowner's exemption$848,401 (+4.04%) Land $559,182 Building $289,219
2023$10,248.00 (-1.49%) Homeowner's exemption$815,459 Land $537,469 Building $277,990
2022$10,403.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133522012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1982, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 58% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 746 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Etheric Communications, LLC., Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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