3 Whitehill Pl, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 3 Whitehill Pl, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,477 sqft · built 1947
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on Record
Tax Bill	$13,687 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372601 37.20-2-8`

Property Details

APN / Parcel Number

Primary APN	`372601 37.20-2-8`
Alternative APNs	`260103702000020080000000` `022950`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,477 sqft Living Area
Gross Area	2,519 sqft
1st Floor Area	1,468 sqft
2nd Floor Area	1,009 sqft
Upper Floors Area	543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide
View / Lot	Waterfront
Porch	Covered Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022950
Street Address	3 WHITEHILL PL
City	COLD SPRING
State	NY
Zip	10516-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3002
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Mar 9, 2021	Deed of Trust, Mortgage MIDFIRST BANK
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 23, 2017	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604

Mortgage

Document Number	0080220153
Date	Sep 23, 2025
Book Page	8022/153
Instrument	5705-2025

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	COLD SPRING, NY 10516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604

Mortgage

Document Number	0072970179
Date	Mar 9, 2021
Book Page	7297/179
Instrument	3093-2021

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604

Mortgage

Document Number	0072860072
Date	Feb 25, 2021
Book Page	7286/72
Instrument	2573-2021

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	3 WHITEHILL PL, COLD SPRING, NY 10516-1604
Document Number	0066920007
Book / Page	006692 / 000007
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITEHILL PL COLD SPRING NY 105161604, COLD SPRING, NY 10516-1604

Mortgage

Document Number	0066920007
Date	Feb 16, 2017
Book Page	006692/000007
Instrument	1600675

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,700 (-) Land $42,100 Building $173,600	$703,293 (+14.84%)
2024	$13,687.00
2023		$215,700 (-) Land $42,100 Building $173,600	$612,436 (+11.73%) Land $119,534 Building $492,902
2022		$215,700 Land $42,100 Building $173,600	$548,158 Land $106,989 Building $441,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2011–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 98.4% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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