3 White Willow Ct, Durham, NC 27703 Property Records

Durham County property record for 3 White Willow Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,678 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2019)
Tax Bill	$5,211 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0860-16-8195`

Property Details

APN / Parcel Number

Primary APN	`0860-16-8195`
Alternative APNs	`0860-16-81-9528` `212481`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,678 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3 WHITE WILLOW CT
City	DURHAM
State	NC
Zip	27703-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10(D)
Legal Description	RAVENSTONE 3/PH:01A/LT#01 0 PL:000186-000281
Legal Subdivision	RAVENSTN 3 P01-A
Legal Phase	1A
Legal Lot Number	10
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3010
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WHITE WILLOW CT, DURHAM, NC 27703-9469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 24, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 31, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Aug 3, 2011 · Amount on Record
Deed Document Number	201917146
Deed Book / Page	8663 / 66
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WHITE WILLOW CT, DURHAM, NC 27703-9469
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094750893
Date	Sep 28, 2021
Book Page	9475/893
Instrument	2021049187

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 24, 2019
Property Address	3 WHITE WILLOW CT, DURHAM, NC 27703-9469
Document Number	0086630066
Book / Page	8663 / 066
Map Reference	MB 186 PG 281-288
Instrument Date	May 24, 2019
Instrument	2019017146
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 ARROWWOOD CT, 2, DURHAM, NC 27712-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE WILLOW COUT, DURHAM, NC 27703-9469

Mortgage

Document Number	2019017147
Date	May 24, 2019
Instrument	2019017147

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WHITE WILLOW CT, DURHAM, NC 27703-9469
Document Number	0082480434
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE WILLOW CT DURHAM NC 277039469, DURHAM, NC 27703-9469

Mortgage

Document Number	0082480434
Date	Aug 14, 2017
Book Page	008248/000434
Instrument	28504

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	3 WHITE WILLOW CT, DURHAM, NC 27703-9469
Document Number	0082550677
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE WILLOW CT DURHAM NC 277039469, DURHAM, NC 27703-9469

Mortgage

Document Number	0082550677
Date	Aug 25, 2017
Book Page	008255/000677
Instrument	29912

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,211.00 (+2.52%)	$512,799 (-) Land $105,875 Building $406,924	$512,799 (-) Land $105,875 Building $406,924
2025	$5,083.00 (+38.92%)	$512,799 (+83.56%) Land $105,875 Building $406,924	$512,799 (+83.56%) Land $105,875 Building $406,924
2023	$3,659.00 (+2.35%)	$279,370 Land $48,520 Building $230,850	$279,370 Land $48,520 Building $230,850
2022	$3,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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