Essex County and Nutley Township property record for 3 White Ter, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 1,373 sqft · built 1939 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $751,000 (Apr 2026) |
| Tax Bill | $11,139 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03602-0000-00014 |
| Primary APN | 16-03602-0000-00014 |
|---|---|
| Alternative APN |
|
| Building Area | 1,373 sqft Living Area |
|---|
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Old Parcel Number | 1600462000000015 |
|---|---|
| Street Address | 3 WHITE TER |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 50X95 |
| Legal Subdivision | WHITE OAKS INC |
| Legal Block | 3602 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13600 |
3 White Ter is owned and occupied by two individuals who bought it in April 2026.
Source: Essex County and Nutley Township records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WHITE TER, NUTLEY, NJ 07110-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | May 19, 2025 · Amount on File |
| Deed Document Number | 202624472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 3 WHITE TER, NUTLEY, NJ 07110-1939 |
| Document Number | 0000024472 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202624472 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,851.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WHITE TER, NUTLEY, NJ 07110-1939 |
| Document Number | 0000024473, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202624473 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3 White Ter was $11,139, up 5% from the year before.
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,700 (-) Land $227,000 Building $185,700 | $412,700 (-) Land $227,000 Building $185,700 | |
| 2025 | $11,139.00 (+4.97%) Veteran's exemption | $412,700 Land $227,000 Building $185,700 | $412,700 Land $227,000 Building $185,700 |
| 2024 | $10,612.00 | ||
| 2023 | $412,700 Land $227,000 Building $185,700 | $412,700 Land $227,000 Building $185,700 | |
| 2022 | $11,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 White Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 White Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile, Xfinity.
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