Broome County and Chenango Town property record for 3 White St, Binghamton, NY 13901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1955 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,181 (May 2009) |
| Tax Bill | $3,712 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| APN | 032400 095.14-3-8 |
| Primary APN | 032400 095.14-3-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 416 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 28 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24184400000 |
|---|---|
| Street Address | 3 WHITE ST |
| City | BINGHAMTON |
| State | NY |
| Zip | 13901-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 006000000500A00F0005 |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | CHENANGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12102 |
Source: Broome County and Chenango Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 WHITE ST, BINGHAMTON, NY 13901-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2009 · Amount on Record |
| Deed Sale | May 15, 2009 · Amount on Record |
| Prior Sale | Feb 3, 2000 · Amount on Record |
| Deed Book / Page | 2281 / 271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 3 WHITE ST, BINGHAMTON, NY 13901-5913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3 WHITE ST, BINGHAMTON, NY 13901-5913 |
| Document Number | 004064/230 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 4064/230 |
| Instrument | 202200002332 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 209 Months |
| Due | Jun 1, 2039 |
Source: Broome County and Chenango Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Chenango Town |
| Unified School District | Chenango Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,712.00 (+5.63%) Homeowner's exemption | $58,400 (-) Land $8,000 Building $50,400 | $136,100 (+18.39%) Land $18,644 Building $117,456 |
| 2024 | $3,514.00 | ||
| 2023 | $58,400 Land $8,000 Building $50,400 | $114,961 Land $15,748 Building $99,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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