3 White Pine Ct, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 3 White Pine Ct, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,512 sqft · built 1972
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$434,900 (Jul 2019)
Tax Bill	$17,057 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 54.20-1-15`

Property Details

APN / Parcel Number

Primary APN	`372000 54.20-1-15`
Alternative APNs	`200005402000010150000000` `329889`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	2,512 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	60,113 sqft (1.38 acres)
Lot Dimensions	185 ft deep x 575 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	308 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	329889
Street Address	3 WHITE PINE CT
City	CARMEL
State	NY
Zip	10512-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	15.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2005
Census Tract	11502

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 WHITE PINE CT, CARMEL, NY 10512-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 1, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Sep 21, 1997 · Amount on Record
Deed Document Number	2019111202019
Deed Book / Page	2117 / 167
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 WHITE PINE CT, CARMEL, NY 10512-1615
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE PINE CT, CARMEL, NY 10512-1615

Mortgage

Document Number	0073070166
Date	Mar 17, 2021
Book Page	7307/166
Instrument	3489-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 1, 2019
Property Address	3 WHITE PINE CT, CARMEL, NY 10512-1615
Document Number	0021170167
Book / Page	2117 / 167
Map Reference	MAP 1150A
Instrument Date	Jun 24, 2019
Instrument	11120-2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATTORNEYS TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 WHITE PINE CT, 3, CARMEL, NY 10512-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 MIDLAND AVE, YONKERS, NY 10704-1022

Mortgage

Document Number	0006930177
Date	Jul 1, 2019
Instrument	6930/177

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$644,000 (+14.49%) Land $113,300 Building $530,700	$644,000 (+14.49%) Land $113,300 Building $530,700
2024	$17,057.00 (+300.78%)
2023		$562,500 (+10.99%) Land $103,000 Building $459,500	$562,500 (+10.99%) Land $103,000 Building $459,500
2022		$506,800 Land $103,000 Building $403,800	$506,800 Land $103,000 Building $403,800
2020	$4,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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