3 White Oak Cir, Ware Shoals, SC 29692 Property Records

Greenwood County property record for 3 White Oak Cir, Ware Shoals, SC 29692

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1972
Owner	Individual Name on File
Last Sale	$46,900 (Oct 1994)
Tax Bill	$197 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6923-069-549`

Property Details

APN / Parcel Number

Primary APN	`6923-069-549`

Interior

Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1972

Location & Zoning

Street Address	3 WHITE OAK CIR
City	WARE SHOALS
State	SC
Zip	29692-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 72 POWELL-GRAY-GR
Legal Subdivision	GRAY-ELLIS
Legal Lot Number	72
Jurisdiction	GREENWOOD SC
Township / Civil Division	WARE SHOALS-HODGES
Census Block Group	1
Census Block	1032
Census Tract	970102

Owner

3 White Oak Cir is owned and occupied by an individual who bought it in October 1994.

Source: Greenwood County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3 WHITE OAK CIR, WARE SHOALS, SC 29692-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 11, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 1994 · Amount on File
Deed Sale	Oct 26, 1994 · Amount on File
Deed Document Number	0000399168
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWOOD SC
Property Address	3 WHITE OAK CIR, WARE SHOALS, SC 29692-1217
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE OAK CIR, WARE SHOALS, SC 29692-1217

Mortgage

Document Number	03089/2659
Date	Mar 1, 2022
Book Page	3089/2659
Instrument	202200001839

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWOOD SC
Property Address	3 WHITE OAK CIR, WARE SHOALS, SC 29692-1217
Document Number	0030290018
Book / Page	003029 / 000018
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE OAK CIR WARE SHOALS SC 296921217, WARE SHOALS, SC 29692-1217

Mortgage

Document Number	0030290018
Date	Apr 21, 2017
Book Page	003029/000018
Instrument	3148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 White Oak Cir was $197 with a homeowner's exemption.

Source: Greenwood County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenwood County
Municipality	Ware Shoals Town
Unified School District	Greenwood School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$197.00 Homeowner's exemption	$2,200 (-)	$55,000 (-) Land $6,000 Building $49,000
2024	$197.00 Homeowner's exemption	$2,200 (-)	$55,000 (-) Land $6,000 Building $49,000
2023	$197.00 (+7.07%) Homeowner's exemption	$2,200 (-)	$55,000 (-) Land $6,000 Building $49,000
2022	$184.00 Homeowner's exemption	$2,200	$55,000 Land $6,000 Building $49,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 White Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 White Oak Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WARE SHOALS serves 3,174 people · EPA ID SC2410003
Water Source	Purchased surface water from GREENWOOD CPW (2410001)
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Piedmont Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Oak Cir

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