3 White Ash Dr, Durham, NC 27712 Property Records

Durham County property record for 3 White Ash Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,352 sqft · built 1996
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$404,000 (May 2017)
Tax Bill	$7,570 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0813-25-5869`

Property Details

APN / Parcel Number

Primary APN	`0813-25-5869`
Alternative APNs	`0813-25-58-6964` `081301255869` `174034`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,352 sqft Heated Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3 WHITE ASH DR
City	DURHAM
State	NC
Zip	27712-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LEATHERWOOD/LT#08 GR PT PL:000129-000173
Legal Subdivision	LEATHERWOOD
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3006
Census Tract	1712

Owner

3 White Ash Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 WHITE ASH DR, DURHAM, NC 27712-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 1, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Jun 20, 2007 · Amount on File
Deed Document Number	201714379
Deed Book / Page	8174 / 537
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WHITE ASH DR, DURHAM, NC 27712-3300
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094620340
Date	Sep 15, 2021
Book Page	9462/340
Instrument	2021046904

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27705

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WHITE ASH DR, DURHAM, NC 27712-3300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090210479
Date	Jul 31, 2020
Book Page	9021/479
Instrument	2020030588

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3 WHITE ASH DR, DURHAM, NC 27712-3300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086220664
Date	Mar 29, 2019
Book Page	8622/664
Instrument	2019009631

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27705

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 1, 2017
Property Address	3 WHITE ASH DR, DURHAM, NC 27712-3300
Document Number	0081740537
Book / Page	8174 / 537
Instrument Date	Apr 26, 2017
Instrument	2017014379
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WHITE ASH DR, DURHAM, NC 27712-3300

Mortgage

Document Number	0081740540
Date	May 1, 2017
Book Page	8174/540
Instrument	2017014380

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3 White Ash Dr was $7,570, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,570.00 (+2.52%)	$744,939 (-) Land $146,000 Building $598,939	$744,939 (-) Land $146,000 Building $598,939
2025	$7,384.00	$744,939 Land $146,000 Building $598,939	$744,939 Land $146,000 Building $598,939
2023	$5,381.00 (+2.34%)	$410,824 Land $72,900 Building $337,924	$410,824 Land $72,900 Building $337,924
2022	$5,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 White Ash Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 White Ash Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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