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3 Whitcomb Ave, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 3 Whitcomb Ave, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,888 sqft · built 2019
Lot Size0.25 acres (10,890 sqft)
Owner2 Company Names on Record
Last Sale$489,900 (Sep 2019)
Tax Bill$7,049 (2025)
Deeds & MortgagesJul 2026 Transfer
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAYER M:034 B:0000 L:0027

Property Details

APN / Parcel Number

Primary APNAYER M:034 B:0000 L:0027

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Basement Area944 sqft
Unfinished Basement944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 WHITCOMB AVE
CityAYER
StateMA
Zip01432-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number27
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group4
Census Block4008
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3 WHITCOMB AVE, AYER, MA 01432-1627
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Quit Claim Deed, Transfer
Quitclaim
Sep 3, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Prior SaleJun 10, 2016 · Amount on Record
Deed Document Number2019131982
Deed Book / Page73214 / 119
Prior Transfer DateAug 30, 2019
Prior Transfer Doc73214-119
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJul 8, 2026
Property Address3 WHITCOMB AVE, AYER, MA 01432-1627
Document Number0000083376
Book / Page85845 / 489
Instrument DateJun 30, 2026
Instrument202683376
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WHITCOMB AVE, AYER, MA 01432-1627

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateSep 3, 2019
Property Address3 WHITCOMB AVE, AYER, MA 01432-1627
Document Number73214-119
Book / Page73214 / 119
Instrument DateAug 30, 2019
Instrument131982
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WHITCOMB AVE, AYER, MA 01432-1627

Mortgage

Document Number131983
DateSep 3, 2019
Instrument131983
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,049.00 (+8.35%)$589,400 (+12.52%) Land $140,900 Building $448,500$558,980 (+0.65%)
2024$555,370
2023$6,506.00$523,800 Land $151,000 Building $372,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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