Worcester County and Worcester City property record for 3 Whipple St, Worcester, MA 01607
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,002 sqft · built 1860 |
| Lot Size | 0.101 acres (4,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Apr 2023) |
| Tax Bill | $5,011 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-024-00013 |
| Primary APN | 10-024-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 3,273 sqft |
| 1st Floor Area | 1,001 sqft |
| Basement Area | 1,001 sqft |
| Unfinished Basement | 1,001 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,420 sqft (0.101 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 10-024-00013 |
|---|---|
| Street Address | 3 WHIPPLE ST |
| City | WORCESTER |
| State | MA |
| Zip | 01607-1334 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BL-1 |
| Legal Block | 24 |
| Legal Lot Number | 13 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 732901 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 WHIPPLE ST, WORCESTER, MA 01607-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Apr 25, 2023 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2004 · Amount on Record |
| Deed Document Number | 202331156 |
| Deed Book / Page | 69055 / 140 |
| Prior Transfer Date | Apr 24, 2023 |
| Prior Transfer Doc | 069055-140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 WHIPPLE ST, WORCESTER, MA 01607-1334 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0072704-89 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 72704/89 |
| Instrument | 90816 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 25, 2023 |
| Property Address | 3 WHIPPLE ST, WORCESTER, MA 01607-1334 |
| Document Number | 069055-140 |
| Book / Page | 69055 / 140 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 31156 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 WHIPPLE ST, WORCESTER, MA 01607-1334 |
| Document Number | 0000031157 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 31157 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,011.00 (+5.38%) | $377,300 (+4.66%) Land $94,200 Building $283,100 | $427,948 |
| 2025 | $4,755.00 (+12.28%) | $360,500 (+22.08%) Land $89,700 Building $270,800 | |
| 2023 | $4,235.00 | $295,300 Land $78,000 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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