Worcester County and Oxford Town property record for 3 Wheelock St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,599 sqft · built 1901 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 2019) |
| Tax Bill | $4,983 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33C B:D38 |
| Primary APN | OXFO M:33C B:D38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,812 sqft |
| 1st Floor Area | 859 sqft |
| Basement Area | 817 sqft |
| Unfinished Basement | 817 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 33CD38 |
|---|---|
| Street Address | 3 WHEELOCK ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VB |
| Legal Block | D38 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 753200 |
3 Wheelock St is owned by two individuals who bought it in September 2019.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 UXBRIDGE RD, SUTTON, MA 01590-1714 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2019 | Quit Claim Deed, Transfer MILLBURY CU |
| Nov 21, 2017 | Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 9, 2017 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Prior Sale | Nov 21, 2017 · Amount on File |
| Deed Document Number | 2019100930 |
| Deed Book / Page | 61132 / 285 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 61132-285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Sep 27, 2019 |
| Property Address | 3 WHEELOCK ST, OXFORD, MA 01540-2109 |
| Document Number | 61132-285 |
| Book / Page | 061132 / 000285 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 100930 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $615.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WHEELOCK ST OXFORD MA 015402109, OXFORD, MA 01540-2109 |
| Document Number | 61132-289 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 061132/000289 |
| Instrument | 100931 |
| Name | MILLBURY CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Nov 21, 2017 |
| Property Address | 3 WHEELOCK ST, OXFORD, MA 01540-2109 |
| Document Number | 58071-230 |
| Book / Page | 58071 / 230 |
| Instrument | 130275 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 WHEELOCK ST, OXFORD, MA 01540-2109 |
| Document Number | 580710233 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 58071/0233 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Mar 9, 2017 |
| Property Address | 3 WHEELOCK ST, OXFORD, MA 01540-2109 |
| Document Number | 56830-50 |
| Book / Page | 056830 / 000050 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 24354 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 28, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $829.46 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806 |
The 2026 property tax bill for 3 Wheelock St was $4,983, up 10,069.4% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,983.00 (+10,069.39%) | $407,400 (+5.19%) Land $93,500 Building $313,900 | $401,664 (-38.65%) |
| 2025 | $49.00 (-98.98%) | $387,300 (+8.61%) Land $89,600 Building $297,700 | $654,740 |
| 2024 | $4,807.00 (-1.68%) | $356,600 (-0.5%) Land $85,400 Building $271,200 | |
| 2023 | $4,889.00 | $358,400 Land $81,700 Building $276,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Wheelock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Wheelock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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