3 Wheeler Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 3 Wheeler Ave, Cortland, NY 13045

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,940 sqft · built 1900
Lot Size	0.155 acres (6,786 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Jul 2010)
Tax Bill	$8,029 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110200 86.25-01-29.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.25-01-29.000`
Alternative APN	`020008602500010290000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,940 sqft Total Area
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft
Upper Floors Area	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	6,786 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 WHEELER AVE
City	CORTLAND
State	NY
Zip	13045-1158
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	03 - MULTI
Legal Subdivision	LANDS OF LOUIS GATTO
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4000
Census Tract	970700

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	920 VIRGILINA AVE, NORFOLK, VA 23503-1912
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	20103786
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	3 WHEELER AVE, CORTLAND, NY 13045-1158
Document Number	0000000371
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 VIRGINIA AVE NORFOLK VA 23503, NORFOLK, VA 23503

Mortgage

Document Number	0000000371
Date	Jan 23, 2017
Instrument	371

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,029.00 (+62.99%)
2025	$4,926.00 (+11.95%)	$215,000 (+78.57%) Land $14,300 Building $200,700	$221,649 (+34.39%) Land $14,742 Building $206,907
2023	$4,400.00	$120,400 Land $10,000 Building $110,400	$164,932 Land $13,699 Building $151,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	82 (1981–2013)
Claims Outside the SFHA	2 of 82
Most Recent Claim	Aug 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2005 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20