Worcester County property record for 3 Whale Dr, Berlin, MD 21811
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1988 |
| Lot Size | 0.14 acres (6,077 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Jul 2023) |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-311780 |
| Primary APN | 10-311780 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Utility Area | 64 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,077 sqft (0.14 acres) |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 311780 |
|---|---|
| Street Address | 3 WHALE DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-9637 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-5 |
| Legal Description | LOT 47 BLK E 6077 SQ FT WHALE DR MYSTIC HARBOUR SEC 1 |
| Legal Subdivision | MYSTIC HARBOUR SEC 01 & 02 |
| Legal Block | E |
| Legal Lot Number | 47 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 951700 |
Source: Worcester County records · APN 10-311780
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 WHALE DR, BERLIN, MD 21811-9637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Mar 14, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Mar 14, 2023 · Amount on Record |
| Deed Book / Page | 8613 / 41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jul 31, 2023 |
| Property Address | 3 WHALE DR, BERLIN, MD 21811-9637 |
| Document Number | 0086130041 |
| Book / Page | 8613 / 41 |
| Map Reference | MB WCL 112 FO 59 |
| Instrument Date | Jul 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $872.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 WHALE DR, BERLIN, MD 21811-9637 |
| Document Number | 0086130047 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 8613-0047 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Mar 14, 2023 |
| Property Address | 3 WHALE DR, BERLIN, MD 21811-9637 |
| Document Number | 0085420480 |
| Book / Page | 8542 / 480 |
| Map Reference | MB 112 FO 59 |
| Instrument Date | Mar 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $710.34 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 620 NAYLOR MILL RD STE H, H, SALISBURY, MD 21801-1108 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,000 (+21.33%) | $237,000 (+15.33%) Land $95,100 Building $141,900 | |
| 2025 | $1,897.00 (+11.39%) | ||
| 2023 | $1,703.00 (+19.26%) | $178,033 (+8.36%) | $205,500 (+25.08%) Land $95,100 Building $110,400 |
| 2022 | $164,300 Land $95,100 Building $69,200 | $164,300 Land $95,100 Building $69,200 | |
| 2021 | $1,428.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 400 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MYSTIC HARBOUR serves 5,945 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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