3 Westlake Ct, Cary, IL 60013 Property Records

McHenry County property record for 3 Westlake Ct, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Lot Size	0.202 acres (8,784 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2023)
Tax Bill	$7,757 (2024)
Deeds & Mortgages	Apr 2023 Re-recorded Document Feb 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-279-005`

Property Details

APN / Parcel Number

Primary APN	`19-11-279-005`
Alternative APN	`19-11-279-057`

Exterior

Lot Area	8,784 sqft (0.202 acres)

Location & Zoning

Old Parcel Number	1911279005
Street Address	3 WESTLAKE CT
City	CARY
State	IL
Zip	60013-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0007106 (RE-RECORD) W 24FT E 57.03FT BP 10 WEST LAKE
Legal Subdivision	WEST LAKE
Legal Lot Number	BP10
Jurisdiction	MCHENRY IL

Owner

3 Westlake Ct is owned and occupied by an individual who bought it in April 2023.

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 WESTLAKE CT, CARY, IL 60013-1622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Re-recorded Document DHI TITLE AGENCY
Feb 13, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIGITAL FCU
Apr 3, 2023	Re-recorded Document DHI TITLE AGENCY
Feb 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 3, 2023	Re-recorded Document DHI TITLE AGENCY
Jan 9, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME STATE BANK NA
Jan 3, 2023	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage SONDRA JOYCE
Jan 11, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Apr 3, 2023 · Amount on File
Deed Document Number	20237107
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	0000007105
Record Updated	Sep 20, 2026

April 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Apr 3, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000007105
Map Reference	DOC 2004R0043973
Instrument Date	Feb 14, 2023
Instrument	2023R0007105
Record Updated	Jun 6, 2023
Title Company	DHI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WESTLAKE CT, CARY, IL 60013-1622

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 13, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000003250
Map Reference	DOC 2004R0043973
Instrument Date	Feb 10, 2023
Instrument	2023R0003250
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WESTLAKE CT, CARY, IL 60013-1622

Mortgage

Document Number	0000003251
Date	Feb 13, 2023
Instrument	2023R0003251

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Monthly
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

April 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Apr 3, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000007107
Map Reference	DOC 2004R0043973
Instrument Date	Feb 10, 2023
Instrument	2023R0007107
Record Updated	Jun 6, 2023
Title Company	DHI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WESTLAKE CT, CARY, IL 60013-1622

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 15, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000003415
Map Reference	DOC 2004R0043973
Instrument Date	Feb 1, 2023
Instrument	2023R0003415
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7803 NEWBOLD RD, CARY, IL 60013-2343

Mortgage

Document Number	0000003416
Date	Feb 15, 2023
Instrument	2023R0003416

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	4.99%

April 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Apr 3, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000007106
Map Reference	DOC 2004R0043973
Instrument Date	Dec 30, 2022
Instrument	2023R0007106
Record Updated	Jun 6, 2023
Title Company	DHI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTLAKE CT, CARY, IL 60013-1622

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 9, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000000553
Map Reference	DOC 2004R0043973
Instrument Date	Dec 28, 2022
Instrument	2023R0000553
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WESTLAKE CT, CARY, IL 60013-1622

Mortgage

Document Number	0000000554
Date	Jan 9, 2023
Instrument	2023R0000554

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	6-Month LIBOR
Max Rate	11.5%

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 3, 2023
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000000098
Map Reference	DOC 2004R0043973
Instrument Date	Jan 30, 2022
Instrument	2023R0000098
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N PARK ST, WESTMONT, IL 60559-1424

Mortgage

Document Number	0000000099
Date	Jan 3, 2023
Instrument	2023R0000099

Lender

Name	SONDRA JOYCE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2053

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 11, 2019
Property Address	3 WESTLAKE CT, CARY, IL 60013-1622
Document Number	0000001077
Instrument Date	Jan 10, 2019
Instrument	1077
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 BUNKER CT #500 VERNON HILLS IL 600611865, 500, VERNON HILLS, IL 60061-1865

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,757.00	$100,117 Land $23,168 Building $76,949	$300,351 Land $69,504 Building $230,847
2022		$12,711 Land $12,711	$38,133 Land $38,133

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Westlake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Westlake Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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