Putnam County and Patterson Town property record for 3 Westgate Ter, Carmel, NY 10512 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,094 sqft · built 1979 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Aug 2022) |
| Tax Bill | $20,175 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372400 34.-2-18 |
| Primary APN | 372400 34.-2-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,094 sqft Living Area |
| Gross Area | 4,738 sqft |
| 1st Floor Area | 2,184 sqft |
| 2nd Floor Area | 230 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 42,253 sqft (0.97 acres) |
| Lot Width | 400 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Covered Porch |
| Porch Area | 634 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 031182 |
|---|---|
| Street Address | 3 WESTGATE TER |
| City | CARMEL |
| State | NY |
| Zip | 10512-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANDS OF CLARA A PFCIFFER |
| Legal Block | 2 |
| Legal Lot Number | 18.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PATTERSON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10100 |
Source: Putnam County and Patterson Town records · APN 372400 34.-2-18
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 WESTGATE TER, CARMEL, NY 10512-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 20227067 |
| Deed Book / Page | 2283 / 77 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 03, 2022 |
| Property Address | 3 GATES DR, PATTERSON, NY 12563 |
| Document Number | 0022830077 |
| Book / Page | 2283 / 77 |
| Map Reference | MAP 1456 |
| Instrument Date | May 18, 2022 |
| Instrument | 7067-2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | ESQUIRE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 WESTGATE TER, CARMEL, NY 10512-3020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LAKE REGION BLVD, MONROE, NY 10950-1132 |
| Document Number | 0000768676 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 7686/76 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 3 GATES DR, PATTERSON, NY 12563 |
| Document Number | 0071880233 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 WESTGATE TER CARMEL NY 105123020, CARMEL, NY 10512-3020 |
| Document Number | 0071880233 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 007188/000233 |
| Instrument | 9466 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2035 |
Source: Putnam County and Patterson Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Patterson Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $743,100 (+12.37%) Land $111,800 Building $631,300 | $743,100 (+12.37%) Land $111,800 Building $631,300 | |
| 2024 | $20,175.00 | ||
| 2023 | $661,300 (+15.01%) Land $99,500 Building $561,800 | $661,300 (+15.01%) Land $99,500 Building $561,800 | |
| 2022 | $575,000 Land $80,900 Building $494,100 | $575,000 Land $80,900 Building $494,100 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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